I've asking for explanations to provide clarification of why you think the way you do instead of just making assumptions. It seems though you are taking my questions personally though.

Does Chad have a history of asking for charity ( money or otherwise ) and wasting it on things not good for him?

It seems like you want to act as the expert but when I start asking you questions you get all defensive even though all I am doing is asking you questions.

If you don't want to answer the questions then don't it's pretty simple.