On one hand, means to get through a crisis is necessary and eases the biological response systems the tend to loop people into compounding bad decisions atop one another. (These are the social determinants of health).
On the other hand, enabling or even rewarding certain behaviors can actually do significantly more harm than good.
Ultimately, the hospital bills are tertiary to this. Those will go away at some point and will likely never really be a factor.
I think the way this would be most efficacious is that funds are contingent on certain behavioral modifications. Stuff like seeing a therapist. Enrollment in career re-education. Even working at the DI or doing voluntary community service.
All of those are proven avenues for lasting behavioral change and strongly correlated to happiness. If UVSCcoug will willfully engage in such activities then those funds would do a lot more good.