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Time

📌 🎁 Perfect Christmas Gift: Create a Line of Authority with Images 🎁

Sponsor

Dec 16, 12:33am

Is Ryan descended from Hyrum? Would be awesome to have coach & top donor who are

Cooouuugs

10:50am

I have two BYU basketball tickets vs ASU on Dec 31 for sale. $100 for the two.

Zerigke Ally Zerigke

10:47am

I have a sister-in-law that remarried a couple of years ago. The guy pays no

gwalker

10:47am

POLL: Should the "tush push" or "brotherly shove" continue to be a legal play?

Pollster QB2

10:46am

yes its too effective

Deleted

10:50am

Love what you do and you’ll never work a day in your life

DKN

10:39am

Reminds me of this one.

scootsy

10:47am

Next BYU AD

VinnyBYU

10:38am

RE: Next BYU AD

YIsForBrigham

10:41am

Andy Reid

Knee Brace

10:42am

We are hiring the Man with No Name to be our next AD

BYUheaven

10:45am

I don't think Brian has the connections within college sports. He just has...

ordinary tri guy

10:47am

Well are you going to say it or just keep everyone waiting

LakeshowCougs

10:47am

Don't go out on a limb there

Skeptical Optimist

10:48am

Get yourself a travel router. It’s awesome. Traveling through Europe with the family, and when we get to a new place I

cheezedawg Properly rated

10:37am

Thanks for the tip. We're going to Rome next summer and that might be useful.

realtall

10:40am

Thanks

BYUfan92

10:42am

Do you recommend a certain brand/model?

AustinCougar

10:45am

Can somebody explain retirement math to me like I'm 5?

mudpupper

10:37am

Rule #1 is a terrible rule that I had never heard before. Ignore that one.

dYrtbYkerYder

10:38am

Ignore rules 1 and 3. The second rule is based on the trinity study and 4% is

Baron

10:38am

Your money will still be making money even when you start drawing some out.

O Gaucho

10:39am

SS should be about 40-45K a year for 100K earner +4% gets you to 80% spending.

Ycrazy

10:39am

Rule #2 is also incorrect. You can make 4% on interest, so it assumes you don't

dYrtbYkerYder

10:40am

it assumes you are making about 8% annually, which is actually a safe bet if

SalmonOfCapistrano

10:42am

to add: the point is you will never run out of money, and will also keep up

SalmonOfCapistrano

10:43am

Wow, I'd LOVE to make 8% annually in retirement but that seems risky.

BleedCougarBlue2

10:49am

If those are your numbers today and you are 65, you can expect to get about $40k

Submariner

10:42am

Rule #1 is dumb. You should anticipate what your retirement expenses will

Buffalo

10:42am

Yes 4%+social security. 3/4% rule assumes life expectancy of 25-30 more years

CougieMcCougFace

10:42am

Also I’ve heard 25X salary at retirement

CougieMcCougFace

10:45am

These rules of thumb are lazy.

jsaskew

10:47am

For retirement math, I suggest working backwards. How much income do you want to

TheNerd

10:50am

Yes, I can (didn’t read body of post). See this quarter? Daddy needs lots of

Nikomedes

10:50am

Why is Dalton Riggs in the Portal - isn't he our starting deep snapper?

Johnny Vatos

10:36am

I think we have another DS joinng this year

CougarCanuck76

10:37am

His brother did the same thing last year

Charles Darwin

10:39am

Top 17 BYU Cougar NFL careers to date while my time is being wasted

oxcoug

10:29am

Detmer belongs. 14 years in the NFL even if he did throw seven picks in one game

oxcoug

10:30am

Bart Oats should be up there

Groym

10:32am

For sure. Missed that one. Top ten easy.

oxcoug

10:32am

Five time Pro Bowl. Higher than just top ten.

BGRTHNUMEGO

10:32am

I am a flawed fan. You are correct. Super Bowls w two teams as well, no?

oxcoug

10:33am

Foyer chat w Bart in Jersey a few years ago he told me how Bronson was too soft

oxcoug

10:38am

Todd Christensen, Bart Oates

BYU1982

10:33am

Todd Christensen

NOCAL_YFAN

10:33am

RE: Todd Christensen

oxcoug

10:34am

John Tait as well. Longtime OL in the league.

BP4byu

10:33am

Chad Lewis

NOCAL_YFAN

10:34am

Here's my list from a week ago. My biggest omission was Lee Johnson.

dYrtbYkerYder

10:35am

Chris Hoke, Rob Morris, Daniel Sorenson

BP4byu

10:38am

It wasn't a complete list, it was my Top 10.

dYrtbYkerYder

10:41am

Sorry meant to add that as a reply to the main post

BP4byu

10:50am

Keisel is missing.

dYrtbYkerYder

10:36am

Ahem. He's #16. I swear that's not an edit.

oxcoug

10:39am

He should be Top 10.

dYrtbYkerYder

10:40am

Jason Buck, John Tait, Golden Richards. Gifford Nielsen and Marc Wilson also had

bob falfa

10:36am

I’d include coaches: Reid, Holmgren, Billick

kirkko

10:38am

Virgil Carter

Les IsMore

10:42am

Deseret Bookshelf audio books

SV Coug All-American

10:25am

How do you balance retirement savings with saving for a large purchase or a down payment?

TCuz Coastal Elite

10:21am

Just make more money

Ted Lasso

10:22am

How long will you have to save for the downpayment?

OrsoNero

10:24am

A taxable investment account it is. Thanks

TCuz

10:27am

RE: How do you balance retirement savings with saving for a large purchase or a down payment?

Indy Coug

10:25am

I used a money market account

scootsy

10:29am

RE: How do you balance retirement savings with saving for a large purchase or a

Salami Karate

10:30am

Look at a Coast Fi calculator. You may already be well ahead for retirement

STL

10:34am

Ha, I am way too conservative. Should probably be riskier

TCuz

10:45am

I've just been doing HYSA, but kind of regret it.

JuicyJam

10:43am

I don't follow BYU Women's basketball, but just was looking at the record/schedule and have a few questions.

IdahoCoug All-American

10:21am

64 in NET, FWIW

Indy Coug

10:23am

1. We didn't play great. 2. Probably better than last year. 3. Lower middle.

BYUtka

10:26am

Lots of new players. Still gelling and getting better together.

CMAC38

10:26am

IMO, Traore's sister at center position next yr will be another jump up.

CMAC38

10:28am

I keep seeing people saying Marion has 2 years eligibility left...but I'm not seeing it. Someone explain

krindorr All-American

10:18am

He said that in an interview this week

4mack

10:19am

It's because he didn't play in a bowl game his first year

RyneK

10:19am

POLL: What percentage of draft picks make a 53-man roster their rookie year?

BYUCLA

10:15am

I’d be shocked if it’s anything less than 80%. Surprised at the results so far.

DieHarder

10:18am

So far 217 out of the 257 drafted last year have played (meaning on the active roster)

kimdaddy35

10:22am

What do you think the annual NIL payroll would have to be at BYU to compete for

NOCAL_YFAN

10:15am

We would need to pay 50% more than whatever Oregon spends each year. So low $30Ms????

HarlemCoug

10:18am

Oregon level for championship. Highest in B12 for making the CFP.

jvquarterback

10:28am

Would need to be 2x Oregon

kccougar

10:35am

Historical Basketball Conference Performance

Skeeziks All-American

10:09am

RIP ACC

Indy Coug

10:13am

Cool video about the student-athlete experience in Provo

HimmerFredette

10:05am

Looking for recommendations for a new office chair after two back surgeries

TouchdownCougars

9:59am

Aeron is unmatched IMO. There are used retailers online. Still $hundreds though

DirtyWater

10:03am

I have some fun lower back issues. I had an Aeron, switched it out for the

Sid Vicious

10:13am

I'm looking for options that don't cost a grand. Anyone got ...

KCFan85

10:23am

Jimmer. Taysom. Puka. What other BYU athletes are recognized outside of BYU by

RyneK

9:52am

Cosmo

Preppy

9:53am

Steve

DirtyWater

9:54am

Nash, Yzerman and Carlton would all like a word. Young is probably the best

kimdaddy35

10:08am

COUGND

9:54am

Punky

DirtyWater

9:54am

RE: Punky

Tricky

10:25am

Lavell

Preppy

9:54am

Andy

Blueto

10:00am

Kresimir

DirtyWater

9:54am

DirtyWater

9:55am

Jimmy, Danny

El Jefe

9:55am

Jimmy Balderson? I must be having a brain fart right now. Who are you referencin

RyneK

10:00am

Probably McMahon

TheNerd

10:04am

Oh, Jimmy Mac? He's Jim.

RyneK

10:11am

Fred

JOPE

9:56am

Reno

Cougar McGregor

9:59am

Timo?

Brisco

9:59am

Vai

PhilPete

10:00am

KVN counts.

dYrtbYkerYder

10:00am

Does JSwagDaddy count as a first name?

CaliWG

10:03am

Yes

Preppy

10:42am

Very soon: Egor pronounced Yay Gor!

kimdaddy35

10:06am

I just asked my friend some of these and here was his response:

RealTaysomHill

10:21am

BYUheaven

10:27am

Connor, in running circles

Joe Banks

10:33am

<< Deleted >>

Icelandic Cougar

9:47am

What are you passionate about? Is there something you could start as a side gig

Ycrazy

9:50am

Dude is beyond finding a “passion job”. His side gig should be school/training

IGlowInTheDark

10:04am

Why is taking out loans off the table? If you aren’t doing trade school or something, and you want to get out of sales,

RealTaysomHill

9:53am

It’s off the table rn. My wife is in nursing school (65k in loans)

Icelandic Cougar

9:55am

Have fun staying in sales. Here’s the reality: you’re saying “I have no skills, I’m not getting a degree, I’m not really

RealTaysomHill

10:00am

No you’re good. That is the case rn. That’s why I’m asking for advice.

Icelandic Cougar

10:06am

A lot of sales jobs pay more than 55K. Maybe start there.

OrsoNero

10:19am

RE: It’s off the table rn. My wife is in nursing school (65k in loans)

PA_pete

10:06am

Be thankful your wife is in nursing school!!! That is a HUGE thing.

Hawk Talons

10:10am

When she’s done with school then you can work part time and got to school part time

KingDave

10:19am

I've mentioned this before but WGU is a very real option for you.

rad dawg

10:23am

Project management for something you are passionate about?

CougieMcCougFace

9:53am

I have never worked in sales, so can't offer personal experience; but when I was your age I thought sales (software,

SaturdaySpecialDay

9:55am

Your sales experience is gold IMO.

DCCougFan

10:05am

The OP needs to get a hospital job (I’d look at the State Hospital in Provo if he’s in Utah County)

SJS

10:31am

Finish your degree online while you are working. That would give you the option

Hoosier77

9:55am

RE: Asking for career advice

shuaige

9:55am

Have you considered going into a trade? If I could go back in time that’s what I

arnold palmer

9:55am

I would do this as well. There has been an established norm in society that a 4

Duke Silver

10:06am

Drive a garbage truck

Superkid

9:57am

If able, would you consider the Military? Even part time?

ral1988

9:57am

I’m ineligible to serve lol

Icelandic Cougar

10:00am

Related jobs in current industry

calcio

9:58am

My best advice is to sacrifice your evenings and weekends to do school while working full time.

byujacob

9:59am

Oh, and one more thing:

byujacob

10:00am

Agreed with this. The other option is tough it out while his wife finishes

arnold palmer

10:05am

Totally agree with this statement. I went back to school at age 38 and it was

cornellcoug

10:08am

Yup. That’s how I graduated nursing school at 41. It took years but I did it.

KingDave

10:20am

Look for a General Manager in Training opportunity. Get in a program, learn the business, learn how to be a GM, then

WDaddy

9:59am

Have you considered military? Not just full-time, but guard or reserves as well.

TheNerd

10:00am

Tech is NOT the field to go into right now unless you have experience and a degree

letthewookieewin

10:02am

Try taking an online class on SQL or Tableau/Power BI. Those are 2 hard skills

babycarrot

10:00am

1. Don’t waste time on the internet. 2. Learn a trade.

Zedhead

10:01am

How old are you? I went to law school at 34 with 4 children at home.

Hawk Talons

10:01am

Yep. I worked 60-90 hours a week for 4-6 years with 2 kids and had a 3rd near

IGlowInTheDark

10:05am

Yeah I think learning a trade would be a great option.

Tim Riggins

10:29am

Evening courses at a community college and get something in a tech field.

IGlowInTheDark

10:02am

Another option: Cybersecurity. If you are computer savvy, you can get the

Hawk Talons

10:05am

Likely going to need a degree to break into cyber right now.

rad dawg

10:50am

You’ve taken lots of things off the table so here goes. If you can sell, then

WallaX2

10:05am

Sales clearly isn’t working

IGlowInTheDark

10:06am

You are going to have to double up somewhere. Either school or another job. When

Wife_Apologist

10:08am

See if you can get an apprenticeship as an elevator mechanic

Bandersnatch

10:11am

9 months of trade school in diesel mechanics will get you $80K immediately.

Ragnar Danneskjold

10:13am

Yeah not everyone is mechanically inclined.

pink22

10:19am

Where are you at? Unless you are somewhere that there are solid

Born2Fish

10:15am

Why is more education off the table?

OrsoNero

10:18am

Move out to the oil fields and start working on a rig.

scootsy

10:19am

ESPN+
BYU Radio
Live Stats

ABC
BYU Radio

Top 10 recent

Ryan Smith’s brother and Dad are also Billionaires. Are they also BYU boosters?

Brian Santiago's stock continues to rise

Haven’t been following portal recruiting, is it as bad as Toll is claiming?

2 quick questions for confirmation

Interesting tweeter list.

Ryder Burton in portal again

Salesi Moa Chances?

I have wonder why BYU isn’t signing portal players

Ashton Jeanty had 192 yards and 3 TD's on the road at Oregon

Roberts et al if Undrafted Free Agent will get $800k, 3 yr deal. Is NIL more?

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