You might consider starting a business in the trades or something else you can either do or teach yourself to do, but to be honest, as posted here, I'm worried that you're lacking motivation, and going into business for oneself is the wrong kind of job for someone who is lazy. Apologies if I'm reading that wrong, but this is how your post comes across.

Whatever you decide, it's important to knuckle down and get to work to avoid being in the same position ten years from now.