#1- Your bank would leave a message. #2- always call your bank at their public number. #3- take off wiring or ACH ability from mobile. All anyone can do from my account is send a bill pay. No Zelle no wire capability etc. #4- take your savings account off your online profile. You can lock your high yield savings money market up by asking for credits only or by removing it from your online profile. You can still get monthly statements , just wouldn’t be able to see it online. I am sure there are some more tips, but that is off the top of my head. Hopefully you have called the bank and maybe they can still bring it back. Good luck