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May 9, 2019
11:44
:26
am
Cougarbib
All-American
We are. Be prudent. Be efficient. Work hard. Make sacrifices. Then,
borrow what you need.
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Cougarbib
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Cougarbib
Joined
Jul 28, 2003
Last login
Sep 15, 2024
Total posts
40,896 (110 FO)
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Messages
Author
Time
Why student loan debt is so pernicious.
Adrielle
Lone Biker of the Apocalypse
5/8/19 9:52am
4th - people are dumb and need to be protected from themselves and their parents
cougfanz
5/8/19 9:54am
RE: Why student loan debt is so pernicious.
garyfan
5/8/19 9:59am
RE: Why student loan debt is so pernicious.
diluigifan
5/8/19 10:44am
I think bankruptcy should only be a last resort, but it ought to be an option
KingDave
5/8/19 11:30am
You can do this currently.
Iron Coug
5/8/19 1:45pm
One step I think would help a lot is if the money went straight to the
crack
5/8/19 10:02am
Know many stories like this even if not a vacation but other things-- car, housing remodel, etc.
soupie
5/8/19 10:28am
Oh also, I would limit the amount of time people could put it off. There is no
crack
5/8/19 10:33am
This. I know one with Jazz season tickets
Cougarbib
5/8/19 11:38am
Great post. Considering the route your daughter took, it's a huge blessing to
WDaddy
5/8/19 10:03am
College is about more than becoming a STEM bot, though. I get what you are
Iman23
5/8/19 10:09am
I think colleges are going to be forced to reconcile that issue in the near term. A few colleges with heavy
Bob Vance
5/8/19 10:16am
As a person who has a Liberal Arts degree, I understand, but
Adrielle
5/8/19 10:25am
I htink the problem is a little deeper. It starts in Junior High and High School
Iron Coug
5/8/19 10:15am
Our local high schools are expanding vocational training programs with enormous success.
SaturdaySpecialDay
5/8/19 10:26am
Oh, i totally agree. We are the only country in the western world that tries to track
Adrielle
5/8/19 10:32am
Bwahaha
jxncoog
5/8/19 12:04pm
Meanwhile, the guys with the biggest houses are the plumbers and the
Cougarclaw
5/8/19 10:15am
Along with private loans should be the ability to have the loans discharged in
Odysseus
5/8/19 10:22am
Exactly right.
Adrielle
5/8/19 10:33am
I just read John Grisham's The Rooster Bar. Funny novel with student debt
JmThms
5/8/19 10:33am
Students and their families simply borrow too much money. Many of them give no thought to how
lightmann
5/8/19 11:02am
I don't think we should so readily discount "worthless" liberal arts degrees.
demon_llama
5/8/19 11:05am
I have an English degree
Adrielle
5/8/19 11:52am
I'm not even opposed to gender and ethnic studies if that's what you want to
demon_llama
5/8/19 4:03pm
Yes. Someone needs to repair cars, build houses, mow lawns, pick fruit,
Cougarbib
5/8/19 5:15pm
$200K for an English degree pursuing a teaching career is fine if you have $200K
Cougarbib
5/8/19 11:55am
If banks would adjust the terms of the loans based on
KingDave
5/8/19 12:03pm
Like my dad always said, "If I owe the bank $10,000 I have a problem. If I owe
demon_llama
5/8/19 4:01pm
I got a psych degree from BYU, which helped me get a job as an underwriter.
dchandle15
5/8/19 11:53am
RE: I got a psych degree from BYU, which helped me get a job as an underwriter.
Adrielle
5/8/19 12:03pm
Now, suppose you had borrowed $250K to get it from Stanford
Cougarbib
5/8/19 12:09pm
That’s a good point. And I also did work while in college, so maybe we are both
dchandle15
5/9/19 12:39am
We are. Be prudent. Be efficient. Work hard. Make sacrifices. Then,
Cougarbib
5/9/19 11:44am
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