We can do the same thing for health care costs and education. It’s not cheating. It’s well know.
Households are near breaking points with debt of all sorts. It’s tough out there for a lot of people. It’s okay to address that fact. How we fix it can be debated. But fiscal and monetary policy for the past 40 years has dug the economy and households a deep grave. It’s not going to be smooth to get out of this without causing more inflation.