Exactly what others have said. If you did this because your son is covered under his own insurance plan now but can stil

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Sep 19, 2024
9:26:08am

RootieBoy All-American

Exactly what others have said. If you did this because your son is covered under his own insurance plan now but can stil

be insured under yours, it’s obviously worth adding him back on for double coverage for him if you are still in the open enrollment period.

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RootieBoy

Previous username: RedDevilPride
Bio page: RootieBoy
Joined: Oct 30, 2002
Last login: Sep 19, 2024
Total posts: 16,944 (2,323 FO)

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Messages

Author

Time

I took my son off our health insurance, and the premium didn’t drop.

Iman23

9:10am

Usually it's single, couple, or family

9:11am

Yep. Only difference I have seen is some allow you to add an adult child (26+) for an added premium. So if it was a 26+

supertux

9:20am

My insurance has after 2 kids the rest are free

cougarfann888

9:14am

That's how it works on my insurance. Everyone over the 3rd kid is free. I'll drop one next year and one 2 years after

Pete

9:14am

Sounds Like you ought to put him back on

KYU

9:15am

Yeah, except he’s out of network at college and his deductible is turrible

Iman23

9:32am

My medical insurance costs are the same regardless of how many children

sammycoug

9:15am

Why would they double insure? Is it free to them? Or covered through work?

Iman23

9:33am

Insurance companies likely balance accuracy of pricing against plan complexity

bythenumbers

9:20am

Exactly what others have said. If you did this because your son is covered under his own insurance plan now but can stil

RootieBoy

9:26am

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