Why would they double insure? Is it free to them? Or covered through work?

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Sep 19, 2024
9:33:57am

Iman23 All-American

Why would they double insure? Is it free to them? Or covered through work?

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Iman23

Bio page: Iman23
Joined: Jan 18, 2008
Last login: Nov 9, 2024
Total posts: 44,136 (2,944 FO)

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Messages

Author

Time

I took my son off our health insurance, and the premium didn’t drop.

Iman23

Sep 19, 9:10am

Usually it's single, couple, or family

Sep 19, 9:11am

Yep. Only difference I have seen is some allow you to add an adult child (26+) for an added premium. So if it was a 26+

supertux

Sep 19, 9:20am

My insurance has after 2 kids the rest are free

cougarfann888

Sep 19, 9:14am

That's how it works on my insurance. Everyone over the 3rd kid is free. I'll drop one next year and one 2 years after

Pete

Sep 19, 9:14am

Sounds Like you ought to put him back on

KYU

Sep 19, 9:15am

Yeah, except he’s out of network at college and his deductible is turrible

Iman23

Sep 19, 9:32am

My medical insurance costs are the same regardless of how many children

sammycoug

Sep 19, 9:15am

Why would they double insure? Is it free to them? Or covered through work?

Iman23

Sep 19, 9:33am

One daughter, she's graduated and working full time. It's free to her.

sammycoug

Sep 20, 8:13am

Insurance companies likely balance accuracy of pricing against plan complexity

bythenumbers

Sep 19, 9:20am

Exactly what others have said. If you did this because your son is covered under his own insurance plan now but can stil

RootieBoy

Sep 19, 9:26am

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