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Sep 19, 2024
9:26
:08
am
RootieBoy
All-American
Exactly what others have said. If you did this because your son is covered under his own insurance plan now but can stil
be insured under yours, it’s obviously worth adding him back on for double coverage for him if you are still in the open enrollment period.
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RootieBoy
Previous username
RedDevilPride
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RootieBoy
Joined
Oct 30, 2002
Last login
Sep 19, 2024
Total posts
16,945 (2,323 FO)
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Messages
Author
Time
I took my son off our health insurance, and the premium didn’t drop.
Iman23
9:10am
Usually it's single, couple, or family
wannnacruise
9:11am
Yep. Only difference I have seen is some allow you to add an adult child (26+) for an added premium. So if it was a 26+
supertux
9:20am
My insurance has after 2 kids the rest are free
cougarfann888
9:14am
That's how it works on my insurance. Everyone over the 3rd kid is free. I'll drop one next year and one 2 years after
Pete
9:14am
Sounds Like you ought to put him back on
KYU
9:15am
Yeah, except he’s out of network at college and his deductible is turrible
Iman23
9:32am
My medical insurance costs are the same regardless of how many children
sammycoug
9:15am
Why would they double insure? Is it free to them? Or covered through work?
Iman23
9:33am
Insurance companies likely balance accuracy of pricing against plan complexity
bythenumbers
9:20am
Exactly what others have said. If you did this because your son is covered under his own insurance plan now but can stil
RootieBoy
9:26am
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