My Account
Sign up, and you'll be able to ignore users whose posts you don't want to see.
Sign up
Report problem with this ad
Start a related thread
Start a related poll
Reply via Boardmail
Aug 22, 2024
10:31
:42
am
dYrtbYkerYder
All-American
HSA >>>>>>>>> FSA. HSA rolls over year to year and you can invest the money.
Start a related thread
Start a related poll
Reply via Boardmail
Report problem with this ad
dYrtbYkerYder
Bio page
dYrtbYkerYder
Joined
Sep 27, 2006
Last login
Oct 4, 2024
Total posts
23,694 (141 FO)
Report problem with this ad
Messages
Author
Time
Do you own an FSA or HSA account?
Coug
Texan
Aug 22, 10:28am
HSA >>>>>>>>> FSA. HSA rolls over year to year and you can invest the money.
dYrtbYkerYder
Aug 22, 10:31am
Also the HSA vs PPO debate is still valid since who wants higher deductibles!?
Cougarclaw
Aug 22, 10:36am
I did the math and at every level of medical expense HDHP was cheaper than PPO
NotRelated
Aug 22, 11:00am
This....my previous employer was 40K plus and they said that 99% of all
sandtrapcougar
Aug 22, 11:23am
If you think about how risk plays into insurance premiums, any sort of plan that
cougarfan84
Aug 22, 11:32am
It was much simpler than that, but again deductibles/premiums vary, but at
sandtrapcougar
Aug 22, 12:16pm
Ditto. It didn’t come close to the cost of the low deductible PPO, unless we max out the deductible, which we never do.
BYU Folsom Fan
Aug 22, 2:20pm
It's so nice to have an untaxed account with thousands in it that you can pull
dYrtbYkerYder
Aug 22, 11:22am
I use my HSA as another retirement vehicle. It’s invested now and will continue to grow until I need it for healthcare
cheezedawg
Aug 22, 10:38am
I've been doing HSA since '08
jxncoog
Aug 22, 10:46am
In my experience the FSA funds you get upfront, then they kind of retroactively take it out of your check.
Jimo Dashen
Aug 22, 10:32am
HSA is only allowed with a high deductible plan, but it's your money forever
Schultz is back
Aug 22, 10:32am
Right now my Health plan deductible is $1500 individual and $3000 family
Coug
Aug 22, 10:35am
Do you currently meet your deductible every year?
goldengoose
Aug 22, 10:40am
Some years yes... this year we have only because I just had surgery...
Coug
Aug 22, 10:46am
I regret my HSA, one mole removal and bam you’re on the hook for thousands.
Bluedomination
Aug 22, 10:44am
That's surprising. I had a mole removed last year and it only cost me about
cougarfan84
Aug 22, 11:09am
RE: Right now my Health plan deductible is $1500 individual and $3000 family
Himni
Aug 22, 11:19am
I use an HSA. If you want to save money now, FSA might be better.
OPINIONS
Aug 22, 10:35am
“trying to lower my tax deductions” 🤔
cheezedawg
Aug 22, 10:36am
Raise, lower, it could go either way.
Greg Kite's 'stache
Aug 22, 10:55am
I love my HSA.
goldengoose
Aug 22, 10:36am
If you can afford paying out of pocket on stuff, this is the way.
OPINIONS
Aug 22, 10:36am
My deductible is only $4000 for family.
goldengoose
Aug 22, 10:46am
And if you are worried about paying for the out of pocket expenses, then keep an
cougarfan84
Aug 22, 11:22am
Why not just invest everything (keeping the minimum threshold) and sell when...
OPINIONS
Aug 22, 11:41am
That's what we do.
goldengoose
Aug 22, 11:51am
HSA - triple tax protection.
tyler durden
Aug 22, 10:54am
I spent the first 12 years of my career with a PPO plan that either had no
cougarfan84
Aug 22, 11:20am
I should add that many times companies will contribute some sort of money to
cougarfan84
Aug 22, 11:25am
I consider my HSA like a Roth IRA with more flexibility. Plus it’s fully deductible.
BYU Folsom Fan
Aug 22, 11:23am
IF you can talk yourself into an HDHP, definitely max out your HSA. It's
Mitty
Aug 22, 11:48am
Report problem with this ad
Posting on CougarBoard
In order to post, you will need to either
sign up
or
log in
.
Report problem with this ad
