By the time we had our last two kids, we figured out how to make money on

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Mar 25, 2016
10:18:07am

Mister P All-American

Having kids with supplemental insurance through Aflac. They changed the rules a bit, so I'm not sure you can do it now.

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Mister P

Bio page: Mister P
Joined: Sep 16, 2005
Last login: Nov 22, 2024
Total posts: 65,171 (1,775 FO)

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Messages

Author

Time

Medical costs are out of control.

bluebloodedcoug

3/25/16 7:12am

And we pay full sticker price for a new car as well? Plus $750 for under coat?

OldCosmo

3/25/16 7:19am

I'll pay $175 for my next baby and that's it.

sah22

3/25/16 9:02am

Please expound. Copay?

blueaussie

3/25/16 9:26am

Let me guess: ... H M O

OldCosmo

3/25/16 9:30am

I don't know about him but we have almost hit out of pocket max this year.

blueaussie

3/25/16 9:39am

Bummer, must be a rough year so far.

OldCosmo

3/25/16 9:59am

Nah, it's been good. A new baby and then just a lot of follow up tests for him.

blueaussie

3/25/16 10:22am

Blue Cross Blue Shield Federal. $175 copay and then they cover 100%.

sah22

3/25/16 11:30am

Nice. Thanks.

blueaussie

3/25/16 11:53am

This while other people use the ER like their primary care doctor and don't pay

Lalau

3/25/16 7:20am

Reagan changed the law cannot deny ER care to anyone

chirocoug

3/25/16 7:45am

Sounds like hospital stay bill is out of control

HoustonCougar

3/25/16 7:21am

Yep

Littlerich

3/25/16 7:22am

Try NICU. Our daughter got put there 8 hours as a "precaution"

OU Cougar

3/25/16 7:27am

That's preposterous that you were charged that.

spugeddy24

3/25/16 7:36am

That's $4,375 per hour!? What did they do each hour to earn that $?

Agaricus

3/25/16 7:47am

If it was like our reason two day stay, they watch the monitor and enter room

blueaussie

3/25/16 8:14am

NICU equipment and monitoring is high level

WorfoSAUR

3/25/16 8:18am

What hospital was this at?

RexIdaCoug

3/25/16 7:49am

My guess is you were paying for the families who don't pay their bills

KingDave

3/25/16 7:52am

Sounds like a nasty justification to me. Those charges are not justifiable

spugeddy24

3/25/16 10:19am

My daughter was in the NICU for 7 weeks. She's our million dollar baby.

DB Cooper

3/25/16 10:27am

That's shameful if true.

SouthernCoug

3/25/16 1:40pm

I'm convinced that medical billing practices in the US are near the top of the

Flippy

3/25/16 7:51am

And if you are not insured, they charge you much more than they do the insurance companies.

roseyscenario

3/25/16 7:58am

Can you negotiate costs up front?

Bert609

3/25/16 7:59am

It is an outrage and a scandal.

roseyscenario

3/25/16 8:00am

The best is how they just start doing tests, don't explain anything or the costs

Dillinger

3/25/16 8:03am

I don't think most doctors understand the full costs

WorfoSAUR

3/25/16 8:20am

I don't think they are out gouging patients, most of them anyways, but I agree

Dillinger

3/25/16 1:03pm

Doctors who have their own practice might know, but those part of a hospital

Schultz is back

3/25/16 6:28pm

Yep. Our bills were about $10k with no epidural and staying one night. Crazy.

dtownCoug

3/25/16 8:20am

We had a bill that charged $2 per 200mg ibuprofen pill.

Caboom

3/25/16 8:25am

For our last baby we paid as we left and asked for a discount. Seems like they

fiberpost

3/25/16 8:26am

This is why home births are better if mom and baby are healthy.

ybyuy

3/25/16 8:31am

I definitely trust midwives over doctors. Doctors are just itching to operate. It's like they teach it during residency.

TaiJuan

3/25/16 8:42am

Itching to operate?

WJCougar

3/25/16 8:50am

I am telling you: that addition several years of intensive training is just terrible.

TaiJuan

3/25/16 8:55am

TIC meter broken

scottpete

3/25/16 9:31am

This may take the cake for most uneducated and ignorant post on CB. There is so much misinformation here, I don't know

slowhiteguy

3/25/16 10:30am

Yeah, I am very stupid and uneducated.

ybyuy

3/25/16 10:50am

Did you actually read what you wrote? I work with OBs and midwives every single day. I've been in emergencies with

slowhiteguy

3/25/16 10:53am

We found that the hospital billed us for several fraudulent charges.

thecelloguy

3/25/16 8:35am

It wasn't fraud. Was it incorrect, heck yeah. Should the hospital have gotten it

OldCosmo

3/25/16 8:57am

Same experience, son spent overnight in hospital, charged 2 nights and

Agaricus

3/26/16 7:19am

Seems fraudulent to me

spugeddy24

3/26/16 7:22am

I've been on a high deductible plan for the last six years

Cachanilla83

3/25/16 8:48am

<< Deleted >>

cvd6262

3/25/16 11:47am

You have to pay for the medical law suits and doctor liability insurance because

Lance71

3/25/16 9:02am

Uhhhhh, no.

MormonDevil

3/25/16 9:54am

From the over-the-top Leftist rag Forbes ...

MormonDevil

3/25/16 9:56am

Forbes again ...

MormonDevil

3/25/16 10:00am

wow,.. had a baby in december and it cost us 350$ out of pocket. but that compa

Mayor of Cougartown

3/25/16 9:15am

Midwives have worked well for us! < $3300 (nothing covered by insurance)

AFewThoughts

3/25/16 9:25am

Consider yourself lucky. That's like knowing you are going to be in a traffic accident and knowingly not putting on

slowhiteguy

3/25/16 10:36am

You may be only exposed to the ones that result in problems.

Rusby

3/26/16 12:51am

By the time we had our last two kids, we figured out how to make money on

Mister P

3/25/16 10:18am

You know, you unwind that process back to the first mover and it makes you a

OldCosmo

3/25/16 10:40am

Government regulations lead to increased costs which then get passed onto the rest of us. Thank the government.

slowhiteguy

3/25/16 10:39am

The doctor will owe me money for our next baby.....

BYU Grounds

3/25/16 1:06pm

A second part of why costs are so high.

blueaussie

3/25/16 2:24pm

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