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Oct 24, 2024
3:14
:13
pm
chilawcoug
Playmaker
You can also dispute the account if you didn’t have payment obligations
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chilawcoug
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chilawcoug
Joined
Mar 6, 2021
Last login
Oct 24, 2024
Total posts
2,672 (2 FO)
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Messages
Author
Time
When should someone get their first credit card?
It's A Bowling Ball
2:48pm
now.
molodyets
2:50pm
I don’t know if this is wise or not but my in laws put my wife as an authorized
PKCoug
2:51pm
That's a dangerous game.
OnEMoReTrY
2:51pm
You don’t have to give someone a card just because they are an authorized user.
cougsareforreal
2:52pm
That's not the dangerous part. What if you're not as responsible as you think
OnEMoReTrY
3:03pm
Authorized users can remove the account if it pulls their credit down
chilawcoug
3:06pm
Assuming they're in the know, which they wouldn't be.
OnEMoReTrY
3:09pm
Well if they’re willing to not tell, then being an authorized user is the least
chilawcoug
3:11pm
You can also dispute the account if you didn’t have payment obligations
chilawcoug
3:14pm
Only dangerous if you don’t teach your children responsibility
4thand19
2:54pm
Hence I said I don’t know if it’s wise. Would totally depend on how much trust
PKCoug
2:54pm
This is what we do, and it's been really helpful to them.
runnincoug
2:59pm
Sometimes you can even do this later and it will add the account’s entire credit
chilawcoug
3:01pm
Age 12-14 as an authorized user for someone that has perfect credit.
mulletino
2:56pm
Honestly, would be great to open several cards for her as avg age of credit is
4thand19
2:56pm
Our kids get them when they turn 16. Need them for gas/emergencies and it helps to start building credit. We also
HarlemCoug
3:04pm
Authorized user doesn't build credit as well as their own card.
ryebrye
3:06pm
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