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Oct 24, 2024
3:06:34pm
ryebrye Truly Addicted User
Authorized user doesn't build credit as well as their own card.
Co-signing for a card is a good way - but make sure you have access to actually make sure they are paying it etc.

I had my own (in my own name, not an authorized user) with my credit union when I was 16 and by the time I was married I had a credit score over 800.

My credit score was actually higher than my wife's at the time, and she had worked full time with a normal salary, paid off a car loan, etc.
ryebrye
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ryebrye
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Dec 13, 2015
Last login
Oct 24, 2024
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