I had this exact problem I got the run around from mortgage and title companies

Aug 23, 2024
8:15:23am

cougarfann888 Truly Addicted User

I went down to the recorders office and found the release. The title company had just missed it. So I got a copy and sent it to them and cleared everything up. So I would at least try that.

This message has been modified

Originally posted on Aug 23, 2024 at 8:15:23am

Message modified by cougarfann888 on Aug 23, 2024 at 8:16:54am

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cougarfann888

Bio page: cougarfann888
Joined: Oct 10, 2010
Last login: Sep 12, 2024
Total posts: 28,850 (91 FO)

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Messages

Author

Time

What is the fastest way to solve this problem: The title to my house is showing two mortgages

TheLost Parody account

Aug 23, 8:02am

Threaten legal action. That should make things go quicker.

blueaussie

Aug 23, 8:04am

I don't think the 18 year olds that work the phone systems at the bank will be scared...

TheLost

Aug 23, 8:08am

Good point. Threaten murder.

garyfan

Aug 23, 8:10am

Definitely. Great next step.

blueaussie

Aug 23, 8:18am

Yell at the title company involved in the refinance

TeeKaa

Aug 23, 8:08am

Tried that... They say "removing the old lean is not their job"

TheLost

Aug 23, 8:09am

That's their only job

NorthBayCoug

Aug 23, 8:24am

yeah. Isn't that the whole point. you come out of it with a clear title/lean?

fulano

Aug 23, 8:27am

Tell them you're going to make a claim against the title insurance policy unless

BYUMizzou

Aug 23, 8:31am

^^THIS^^ Follow the money. The new bank and then title co have the most to lose.

7FootRussian

Aug 24, 8:29am

My #1 advice is don't give the contractor much to start. You could talk to your

JAGA97

Aug 23, 8:09am

My contractor is also my neighbor..

TheLost

Aug 23, 8:17am

Find a competing home equity lender

NanoFab Coug

Aug 23, 8:11am

Yea.. If they respond as fast as when i started this process it will still be a month (or longer).

TheLost

Aug 23, 8:20am

If you are also allowed to shop for a new title company, and keep your lender,

NanoFab Coug

Aug 23, 8:36am

Go back to the title company that made the changes

kapcreations

Aug 23, 8:15am

I had this exact problem I got the run around from mortgage and title companies

cougarfann888

Aug 23, 8:15am

Simple question.. physically go down? or did you do it on the phone?

TheLost

Aug 23, 8:24am

Well I live in a small county and the recorder is my neighbor and good friend so

cougarfann888

Aug 23, 8:26am

Well.. i just called the SL County Recorders Office... They said they don't keep track of mortgages

TheLost

Aug 23, 8:32am

That's a crappy answer. They liekly don't want to search for you

cougarfann888

Aug 23, 8:36am

Um. Yes they do. They just won’t do the search for you. It’s searchable online,

gwalker

Aug 23, 8:39am

Ask on a community Facebook page if anyone with a subscription will help you out

chitchatfan

Aug 23, 8:41am

They probably have a free public terminal if you go in person

cougarfann888

Aug 23, 9:02am

Save up and pay for home improvements with cash

eoscougar

Aug 23, 8:18am

That seems anti-american.

TheLost

Aug 23, 8:22am

In today's America, it sort of is.

eoscougar

Aug 23, 8:26am

well.. in todays America my mortgage is 1/3 what my kids mortgage is, but my house is worth 5x more 🙂

TheLost

Aug 23, 8:34am

You should have a payoff paper from the first loan company in your papers, or

BYU I Bleed Blue

Aug 23, 8:36am

AI Response - Seems Reasonable

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