My #1 advice is don't give the contractor much to start. You could talk to your

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Aug 23, 2024
8:09:36am

JAGA97 Truly Addicted User

My #1 advice is don't give the contractor much to start. You could talk to your

local recorders office and see how they can help. Talk with the credit bureau showing the error.

This message has been modified

Originally posted on Aug 23, 2024 at 8:09:36am

Message modified by JAGA97 on Aug 23, 2024 at 8:11:19am

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JAGA97

Bio page: JAGA97
Joined: Apr 10, 2008
Last login: Sep 12, 2024
Total posts: 24,464 (17 FO)

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Messages

Author

Time

What is the fastest way to solve this problem: The title to my house is showing two mortgages

TheLost Parody account

Aug 23, 8:02am

Threaten legal action. That should make things go quicker.

blueaussie

Aug 23, 8:04am

I don't think the 18 year olds that work the phone systems at the bank will be scared...

TheLost

Aug 23, 8:08am

Good point. Threaten murder.

garyfan

Aug 23, 8:10am

Definitely. Great next step.

blueaussie

Aug 23, 8:18am

Yell at the title company involved in the refinance

TeeKaa

Aug 23, 8:08am

Tried that... They say "removing the old lean is not their job"

TheLost

Aug 23, 8:09am

That's their only job

NorthBayCoug

Aug 23, 8:24am

yeah. Isn't that the whole point. you come out of it with a clear title/lean?

fulano

Aug 23, 8:27am

Tell them you're going to make a claim against the title insurance policy unless

BYUMizzou

Aug 23, 8:31am

^^THIS^^ Follow the money. The new bank and then title co have the most to lose.

7FootRussian

Aug 24, 8:29am

My #1 advice is don't give the contractor much to start. You could talk to your

JAGA97

Aug 23, 8:09am

My contractor is also my neighbor..

TheLost

Aug 23, 8:17am

Find a competing home equity lender

Aug 23, 8:11am

Yea.. If they respond as fast as when i started this process it will still be a month (or longer).

TheLost

Aug 23, 8:20am

If you are also allowed to shop for a new title company, and keep your lender,

Aug 23, 8:36am

Go back to the title company that made the changes

Aug 23, 8:15am

I had this exact problem I got the run around from mortgage and title companies

cougarfann888

Aug 23, 8:15am

Simple question.. physically go down? or did you do it on the phone?

TheLost

Aug 23, 8:24am

Well I live in a small county and the recorder is my neighbor and good friend so

cougarfann888

Aug 23, 8:26am

Well.. i just called the SL County Recorders Office... They said they don't keep track of mortgages

TheLost

Aug 23, 8:32am

That's a crappy answer. They liekly don't want to search for you

cougarfann888

Aug 23, 8:36am

Um. Yes they do. They just won’t do the search for you. It’s searchable online,

gwalker

Aug 23, 8:39am

Ask on a community Facebook page if anyone with a subscription will help you out

chitchatfan

Aug 23, 8:41am

They probably have a free public terminal if you go in person

cougarfann888

Aug 23, 9:02am

Save up and pay for home improvements with cash

eoscougar

Aug 23, 8:18am

That seems anti-american.

TheLost

Aug 23, 8:22am

In today's America, it sort of is.

eoscougar

Aug 23, 8:26am

well.. in todays America my mortgage is 1/3 what my kids mortgage is, but my house is worth 5x more 🙂

TheLost

Aug 23, 8:34am

You should have a payoff paper from the first loan company in your papers, or

BYU I Bleed Blue

Aug 23, 8:36am

AI Response - Seems Reasonable

DanDM

Aug 23, 8:51am

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