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Jul 6, 2023
7:11:09am
MormonThug All-American
The Caleb Hammer YT channel is so infuriating and fascinating at the same time
He does financial audits with people and posts them online. Last night I watched one he did one with a girl that had $250k in undergrad student debt for a social work degree (@Baylor).

At least she didn’t have a mountain of cc debt like most people but she literally couldn’t understand that she couldn’t afford her lifestyle and car with all that debt. She makes the minimum payments but the interest continues to grow while the principle barely moves. As far as she’s concerned that means she can ‘afford it’ even though the debt continues to grow.

1 guy in 1 city has found almost 400 people like this to put on his channel in just over a year. All of them with stories as bad or worse than this. Think about what that means…they’re everywhere.

were-screwed-we-messed-up.gif
MormonThug
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Ft Worth Cougar
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MormonThug
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Dec 18, 2024
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