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Aug 23, 2024
8:36
:38
am
cougarfann888
Truly Addicted User
That's a crappy answer. They liekly don't want to search for you
But they are the ones who have the documents. The title company is searching the recorders office records.
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cougarfann888
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cougarfann888
Joined
Oct 10, 2010
Last login
Sep 17, 2024
Total posts
28,914 (91 FO)
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Messages
Author
Time
What is the fastest way to solve this problem: The title to my house is showing two mortgages
TheLost
Parody account
Aug 23, 8:02am
Threaten legal action. That should make things go quicker.
blueaussie
Aug 23, 8:04am
I don't think the 18 year olds that work the phone systems at the bank will be scared...
TheLost
Aug 23, 8:08am
Good point. Threaten murder.
garyfan
Aug 23, 8:10am
Definitely. Great next step.
blueaussie
Aug 23, 8:18am
Yell at the title company involved in the refinance
TeeKaa
Aug 23, 8:08am
Tried that... They say "removing the old lean is not their job"
TheLost
Aug 23, 8:09am
That's their only job
NorthBayCoug
Aug 23, 8:24am
yeah. Isn't that the whole point. you come out of it with a clear title/lean?
fulano
Aug 23, 8:27am
Tell them you're going to make a claim against the title insurance policy unless
BYUMizzou
Aug 23, 8:31am
^^THIS^^ Follow the money. The new bank and then title co have the most to lose.
7FootRussian
Aug 24, 8:29am
My #1 advice is don't give the contractor much to start. You could talk to your
JAGA97
Aug 23, 8:09am
My contractor is also my neighbor..
TheLost
Aug 23, 8:17am
Find a competing home equity lender
NanoFab Coug
Aug 23, 8:11am
Yea.. If they respond as fast as when i started this process it will still be a month (or longer).
TheLost
Aug 23, 8:20am
If you are also allowed to shop for a new title company, and keep your lender,
NanoFab Coug
Aug 23, 8:36am
Go back to the title company that made the changes
kapcreations
Aug 23, 8:15am
I had this exact problem I got the run around from mortgage and title companies
cougarfann888
Aug 23, 8:15am
Simple question.. physically go down? or did you do it on the phone?
TheLost
Aug 23, 8:24am
Well I live in a small county and the recorder is my neighbor and good friend so
cougarfann888
Aug 23, 8:26am
Well.. i just called the SL County Recorders Office... They said they don't keep track of mortgages
TheLost
Aug 23, 8:32am
That's a crappy answer. They liekly don't want to search for you
cougarfann888
Aug 23, 8:36am
Um. Yes they do. They just won’t do the search for you. It’s searchable online,
gwalker
Aug 23, 8:39am
Ask on a community Facebook page if anyone with a subscription will help you out
chitchatfan
Aug 23, 8:41am
They probably have a free public terminal if you go in person
cougarfann888
Aug 23, 9:02am
Save up and pay for home improvements with cash
eoscougar
Aug 23, 8:18am
That seems anti-american.
TheLost
Aug 23, 8:22am
In today's America, it sort of is.
eoscougar
Aug 23, 8:26am
well.. in todays America my mortgage is 1/3 what my kids mortgage is, but my house is worth 5x more 🙂
TheLost
Aug 23, 8:34am
You should have a payoff paper from the first loan company in your papers, or
BYU I Bleed Blue
Aug 23, 8:36am
AI Response - Seems Reasonable
DanDM
Aug 23, 8:51am
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