that formula's worked out great. They're making it happen. They're independent (mostly). And they're proud of that.

Yeah, we've got an old car they can borrow. They're on our insurance. And yeah, if they struggle, we'll be around to help out ... well, I hope we will be. But that's one big reason for wanting them to learn to be independent, right?

Of course, we made all of this clear to them very early on.