100%.. and if we went true two-tier the vast majority here would get better

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Sep 19, 2024
7:36:05am

cougfanz All-American

100%.. and if we went true two-tier the vast majority here would get better

Care via direct cash pay to their providers and likely would save on their total expenditures without the outrageous premiums, deductibles, etc.

I’m not sure how private insurance works in a two-tier but I imagine it’s a lot better than what we have now.

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cougfanz

Previous username: ndfan
Bio page: cougfanz
Joined: May 15, 2011
Last login: Nov 9, 2024
Total posts: 18,807 (1 FO)

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Messages

Author

Time

Just got back from getting kid stitches in ER. Any guesses on how

cougarfann888

Sep 19, 1:08am

4 cost me 3K, Problem is we took our kid for 2 times for stitches before getting that first bill.

KYU

Sep 19, 1:16am

Oof I was hoping for under 1k. I was thinking 1500 would be high end

cougarfann888

Sep 19, 1:16am

Yeah I don't think you can sniff the inside of the ER for less than $1k

goidcougs

Sep 19, 1:35am

I’m pretty sure most ERs have a $1k ER fee just for using it.

Pepe

Sep 19, 6:45am

RE: Oof I was hoping for under 1k. I was thinking 1500 would be high end

imdocrob

Sep 19, 12:26pm

RE: 4 cost me 3K, Problem is we took our kid for 2 times for stitches before getting that first bill.

KYU

Sep 19, 1:17am

Why so much?

bday

Sep 19, 1:25am

Because you have a lower deductible with your insurance.

TANK

Sep 19, 1:37am

because there were 10 people in the waiting room and I was the only responsible person in the group. So I had to pay

KYU

Sep 19, 2:13am

RE: because there were 10 people in the waiting room and I was the only

dtrom34

Sep 19, 11:53am

Or did I misconstrue your message, and you literally paid for 10 people?

dtrom34

Sep 19, 11:56am

RE: Or did I misconstrue your message, and you literally paid for 10 people?

KYU

Sep 19, 9:54pm

Do you not know what a responsible party is in the context of healthcare?

KYU

Sep 19, 2:39pm

RE: Do you not know what a responsible party is in the context of healthcare?

imdocrob

Sep 19, 3:25pm

RE: because there were 10 people in the waiting room and I was the only

imdocrob

Sep 19, 12:27pm

Honestly depends if you have insurance. If you have no insurance plan to pay under $1k. If you have insurance they

TANK

Sep 19, 1:35am

My Daughter got 3 stitches at an instacare 2 months ago. $175 total.

robear16

Sep 19, 5:33am

My Obamacare deductible is $6500, so do I lie and tell them I don’t have

Iman23

Sep 19, 6:26am

You don't have to lie. You don't have to say you don't have insurance. You can just say you'll be paying out of pocket,

supertux

Sep 19, 6:35am

This. We do this from time to time, esp if it's for something not covered by our insurance. We've never been questioned

unctoothman

Sep 19, 6:52am

The offices giving a clear cost is the problem. They can't. They won't. Or

Iman23

Sep 19, 9:21am

RE: The offices giving a clear cost is the problem. They can't. They won't. Or

unctoothman

Sep 19, 11:28am

Depends on whether you will eventually pay the full deductible. My wife and son

NYC and Japan

Sep 19, 7:21am

One of my kids had surgery recently. The hospital required me to call in advance to get a financial estimate.

Black Diamond Bay

Sep 19, 2:48am

So you still haven't seen the final number?

RexIdaCoug

Sep 19, 6:35am

How would he know it’s the final number? Another bill may just show up. You

DiamondMo

Sep 19, 9:22am

*she

RexIdaCoug

Sep 19, 11:02am

RE: *she

DiamondMo

Sep 19, 3:53pm

No, this is Hawaii, I may not see a bill for months.

Black Diamond Bay

Sep 19, 11:06am

And to complicate things they aren't the only provider for your 1 procedure

j20

Sep 19, 7:28am

You didn't have this option at 3am, but when I needed stitches a few years ago

willkie40

Sep 19, 3:15am

Urgent Care clinics are the best option. Cheaper and faster. Had my hand stitche

cougfrvr

Sep 19, 5:06am

This is why I just used butterfly bandage under my eye last week when dude split it open with his elbow at bball. I knew

supertux

Sep 19, 3:52am

US Healthcare system is enough to make people want socialized medicine.

Shore10

Sep 19, 4:54am

I am already there. What we have now is absolutely awful.

Iman23

Sep 19, 5:03am

When Hillary was working on healthcare

dratax

Sep 19, 5:34am

The lack of transparency to the consumer is criminal.

Iman23

Sep 19, 6:23am

RE: US Healthcare system is enough to make people want socialized medicine.

Recipefordisaster

Sep 19, 6:06am

Just remember our elected officials could fix it. They choose not to.

Recipefordisaster

Sep 19, 6:07am

Only 31 out of 32 developed countries have universal care. We should wait 😉

Dataguy

Sep 19, 6:28am

It’s intentionally been slowly set up for this

maxpowers

Sep 19, 7:14am

I am not informed enough to agree or disagree. But the people who set it up...

Shore10

Sep 19, 8:10pm

100%.. and if we went true two-tier the vast majority here would get better

cougfanz

Sep 19, 7:36am

this is de facto socialized medicine. It certainly is NOT a clear free market.

niqmadu

Sep 19, 9:00am

We should look closer at the German open-market system, which sounds superior

Mitty

Sep 19, 4:55pm

How many times did they ask how it happened? At least 6?

BlueFreak

Sep 19, 5:30am

Definitely at least 6

cougarfann888

Sep 19, 8:05am

My gues. 750 for ER. 750 for doc

niqmadu

Sep 19, 5:34am

Despite what the bill says, ER doc gets around $100. Rest goes to the hospital.

VACougMD

Sep 19, 6:27am

I always got two bills. One fore the hospital and one fore the physiscian group

niqmadu

Sep 19, 6:49am

Just trying to provide perspective as an ER doc. Usually 95-98% of an ER bill

VACougMD

Sep 19, 7:17am

I absolutely believe it.

niqmadu

Sep 19, 8:58am

the doc get paid for the shift too though

JOPE

Sep 19, 8:35am

The money that pays for the doc's shift comes from the money collected from the bills they send out.

Sep 20, 6:00pm

For future reference,

MaxWasRight

Sep 19, 6:15am

Did they treat you like a child abuser? Did they have three different

Mister P

Sep 19, 6:52am

Not when our kid was at the ER getting a forehead stitched up from a baseball bad and being evaluated for concussion

unctoothman

Sep 19, 6:56am

Just paid $1800 for that situation.

dtownCoug

Sep 19, 6:59am

Lack of price transparency and insurance are the most anti-capitalist force in

CornfedCougar

Sep 19, 7:09am

Anti-free market, maybe. Capitalist means something else.

OrsoNero

Sep 19, 7:24am

Fair point. Undermining the free market is a better way to word it. The message,

CornfedCougar

Sep 19, 7:44am

Exactly, why can't it work more like car insurance? We all just shop around and

Mitty

Sep 19, 8:23am

Are ‘kid stitches’ less expensive than ‘adult stitches’?

m0resn0w

Sep 19, 7:27am

18 months from now, let us know how much it cost you.

orangepitbull

Sep 19, 8:10am

One of my business ideas- hire an NP to cover mobile stitching throughout

cougfanz

Sep 19, 8:14am

Did your child get sedation?

hunkahunka

Sep 19, 9:43am

No sedation, just me pinning him down while he screamed the whole time.

cougarfann888

Sep 19, 10:03am

depends on your insurance. Wouldn't cost me dime right now bc we have reached our out of pocket

BYU Grounds

Sep 19, 9:53am

$2900

Magneto

Sep 19, 10:57am

The ER is rough because you pay for emergent care, not the stitches. I wish I

EDthoracotomy

Sep 19, 6:54pm

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