as options. I am just starting the process so maybe I misunderstood but what I wrote down with with the 7A options was that buying the property could be done with 10% down, or 15% down to avoid the personal guarantee. (also my business would be occupying at least 51% of the space)

But they said absolutely set up a separate holding co as an LLC and my note was "that holding co would guarantee the loan, not me personally"

I'll know a lot more as I more thoroughly explore the options and go through the process.....