I kinda feel like minimum payments that can't result in a payoff within a standard lifetime shouldn't be allowed. If you

Jul 6, 2023
8:01:30am

supertux Nice.

can't make a payment that pays off a loan in your lifetime, you can't have the loan.

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supertux

Previous username: Hot Extrusion
Bio page: supertux
Joined: Nov 29, 2012
Last login: Jul 1, 2024
Total posts: 56,614 (17,661 FO)

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Messages

Author

Time

The Caleb Hammer YT channel is so infuriating and fascinating at the same time

MormonThug

7/6/23 7:11am

I'm convinced 10-25% of people are incapable of financial responsibility

NumbersGuy

7/6/23 7:17am

I think it’s a lot higher than 10-25%. I’m guessing based on savings numbers it’s somewhere between 50-65%.

specsauce

7/6/23 7:20am

I’m going to say 100-105%

Nikomedes

7/6/23 7:24am

Gotta be much higher than that.

ChiCityCoug

7/6/23 7:49am

As a social worker, expensive Social Work programs are infuriating to me. They

fattycoug

7/6/23 7:33am

You could call it predatory I guess but even the girl in the video knew it was

MormonThug

7/6/23 7:41am

Unfortunately nothing will change until people stop going. One of two things

Sparkling Delirium

7/6/23 7:44am

Guaranteed loans means endless supply of well-funded customers

MormonThug

7/6/23 7:46am

Very true. The ratio of administration to students in school is maddening and I

Sparkling Delirium

7/6/23 7:52am

We need mandatory financial literacy courses in all high schools for starters

cajuncoug

7/6/23 7:34am

The incentives are all wrong. As long as the Feds guarantee an endless supply of

MormonThug

7/6/23 7:46am

The reality is that so many of our 'needs' are not actually 'needs'. They are

Sparkling Delirium

7/6/23 7:42am

I kinda feel like minimum payments that can't result in a payoff within a standard lifetime shouldn't be allowed. If you

supertux

7/6/23 8:01am

They changed that law maybe 10 years ago to increase minimum payments but it’s

MormonThug

7/6/23 8:09am

So I googled whether a given school had more admin than students….

cajuncoug

7/6/23 8:02am

We need more ‘career training’ and less ‘education’

kotacoug

7/6/23 8:19am

Its all the supreme courts fault

chismoso

7/6/23 8:34am

Life is tough when you are bad at math.

BostonCougar

7/6/23 8:56am

We need to stop pushing kids to go to University and have them consider Trades.

CObluezone

7/6/23 12:16pm

This country's obsessive compulsive focus on college or bust is asinine.

Mitty

7/6/23 7:04pm

Low interest rate people are slow updating to a higher interest rate world

CougarMandias

7/6/23 2:53pm

Student loan guarantees should be capped

CougarMandias

7/6/23 2:54pm

Why is basic finance/economics not a required year or two of study in HS?

Mitty

7/6/23 7:02pm

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