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Dec 16, 12:33am

Saying you can’t gel as a team bringing in portal transfers is non-sense.

Lombardi

11:31am

Carl's Jr Western Bacon Cheeseburger. TNT loves that burger

TNT

11:29am

Tax guru question. I started a new job at age 56. I put money into a 401k and

O Gaucho

11:26am

It sounds like you’ve already met the 5-year rule given that you’ve had

allaboutthegainz

11:31am

It will forever make TNT's blood boil that he didn't get a decent playoff

TNT

11:25am

POLL: Burly Burger, yea or nay

OU Cougar

11:23am

RE: POLL: Burly Burger, yea or nay

Blue for Life

11:26am

Burley is a long way for me to get a burger.

John Doe

11:27am

Did you know? Edward Winter (Colonel Flagg) was in both MASH and Seinfeld

TNT

11:20am

Link to Seinfeld episode?

Iman23

11:24am

The Beard. When George gets a toupee. Fun times

TNT

11:26am

WSJ: It Pays to Have Long Hair and a Beard in Utah

BYU'01

11:17am

Family portraits and wedding announcements?

WorfoSAUR

11:24am

Embarrassing

Junior Deputy

11:25am

RE: WSJ: It Pays to Have Long Hair and a Beard in Utah

PJMort

11:29am

Average CBer after Christmas dinner

Longseason

11:16am

I think one of the benefits of AI will be the construction of new Nuclear Energy Facilities

jvr7 All-American

11:12am

Until AI decides they’re done with humans and melts down all reactors.

pink22

11:13am

*sniff*

TNT

11:15am

Didn't I read the Microsoft is trying to restart a Nuke PowerPlant JUST for them

Xenon

11:14am

AI is about 10x as energy intensive as normal search

Himni

11:16am

At the utility I work for, our forecasted load growth went from flat to

The Pope

11:19am

add onto it that you have an increase in EV's, AI, Battery powered lawn tools an

Powerbait DPM

11:24am

Recommendations for a home printer? 90% is B&W but some color would be nice.

CougsOrDeath

11:12am

If you are looking for cheap, the tank options for ink are a good option

jvr7

11:14am

Epson EcoTank printer. A little bit more upfront but ink is way cheaper.

Cosmodiar

11:14am

Any brother laser printer would be perfect for you.

Adwight

11:21am

That is what we had been using for about 10 years but has died recently.

CougsOrDeath

11:23am

Lot of people think McDonalds sucks

Cougrrrs Roll

11:07am

It's not the best, but I go because of 3 things:

Howard Bannister

11:12am

The egg mcmuffin is still the best.

Jay Rick

11:15am

Their breakfast is good but everything else sucks

TNT

11:16am

I like their nuggets because they have a tempura type batter coating instead of a heavy breading. I also like their

ManicBlue

11:17am

And a Big Mac does hit the spot once in awhile. A lot of better burgers out there, but something about it.

Jimo Dashen

11:23am

Totally agree. I crave a Big Mac every once in awhile. Special sauce?

Howard Bannister

11:26am

<< Deleted >>

Howard Bannister

11:28am

I meant to add a 4th - their drive thru is typically superior to their

Howard Bannister

11:29am

I go to McDonald's 3x a week but haven't bought a food item in years. DP on ice

Blueto

11:13am

DP?!?

Underhill

11:29am

I like McDonalds burgers, but not my fave by any means.

TheHop

11:14am

And they are wrong (sorry, not sorry TNT)

Jay_L

11:15am

McDonald's food follows the unobtainable triangle theory.

HuskerFan2

11:18am

They are consistent and generally clean. So safe bet if that's what you like.

deejo

11:19am

I prefer Krusty Burger

MarylandFan

11:21am

Hey hey!

TNT

11:23am

RE: I prefer Krusty Burger

Cougar McGregor

11:29am

the attraction of McD's is you get the same thing no matter which franchise you visit plus it's relatively cheap....

BYU Grounds

11:25am

Some days I'm just craving a Quarter Pounder w/ Cheese and nothing else will do

Bainge

11:28am

RE: Some days I'm just craving a Quarter Pounder w/ Cheese and nothing else will

Mexicougazul

11:30am

I haven’t eaten any fast food in years. That food will clog your arteries.

brazilcoug

11:30am

Anyone been to Bobby's Burgers?

RockyBalboa

11:04am

Not here yet. Is there a store in Utah yet?

Cougrrrs Roll

11:10am

Yes. Just opened down in Orem.

RockyBalboa

11:13am

Just went this week. The burger was decent.

All-around BYU

11:10am

Yeah, went just the other day in Orem. I liked it a lot!

Ham

11:17am

No but I watch the show about his dad

arizonacougarfan

11:19am

Solid logo

mokelembembe

11:23am

POLL: Is your home (primary residence) already paid off?

Pollster QB2

11:04am

I have 27 more years locking in at 2.625%, why would I pay that off?

Gente_Boa

11:05am

Would have but refied 100k at 2.75% a few years ago. Still trying to decide if I regret that or not.

timpjynx

11:09am

If I did, for some reason, pay my house off… I’d just sell it and

Pretorian

11:13am

I think the next AD for BYU should be Cougarboard

Carnac

11:04am

Sell me on the benefits of doing a backdoor Roth.

JuicyJam

11:02am

Roth IRA earnings are not taxable if qualified distribution. That’s the benefit.

allaboutthegainz

11:06am

Depends on the tax bracket you’d be in now with the added distributions

TeeKaa

11:10am

Seems hard to predict what kind of tax bracket you'll be in during retirement.

JuicyJam

11:15am

POLL: Are you planning on having your home paid off by the time you retire?

Bainge

11:00am

Have an amazing interest rate. Still making extra payments. Pay a 30 in 8 yrs.

BleedCougarBlue2

11:03am

😬

Pretorian

11:15am

It is the old argument, is being debt free worth more than making some extra $$

O Gaucho

11:29am

Was one of our personal requirements. It is amazing how much money you can save

O Gaucho

11:06am

I was thinking of withdrawing money from my Roth IRA at age 59.5 to pay off

Windward_Coug

11:09am

My heart says "do it" for peace of mind, but with the current earning power of

Hawk in the 303

11:14am

If you have a low rate, why would you? The Roth will continue to grow and can be

allaboutthegainz

11:23am

Hopefully well before then - just over 10 years left on a 3% 15 year.

XORCoug

11:10am

It's nonsensical that it's even a question for me.

Belboz

11:12am

Kinda?

Xenon

11:13am

That would be dumb. I have 27 years remaining at 1.9%

Biyamiti

11:19am

That's the dream. My current home is at a sub 3% rate but won't be my final home

Bainge

11:25am

Was planning to & could but at 2% w/ 10 yrs left, doesn't make sense.

Soupie

11:23am

Wazzu coach Dickert is gone, 22 players are in the transfer portal. Do they still play the game?

Conan Best Poster on CB -JD Power

11:00am

Italy or France? Planning a trip Mar 16-31 with the grandkids, 17 Boy & 14 Girl

TeeKaa

10:59am

Both are great but Italy is endless. If you haven't been then you should

oxcoug

11:02am

Just read your connected post - one site I would add is Bolzano. Beautiful! And love the Austrian vibe.

Pollster

11:08am

Italy - I served in France but Italy wins if having to choose one and haven't

franklyvulgar

11:04am

Italy for sure, just got back on a trip from both and did not love France.

cornellcoug

11:04am

I’d normally say Italy but 2025 Jubilee would make me hesitate.

rivercitycoug

11:05am

Ugh! Just reading about this, sounds like the making of crowds, crowds, crowds.

TeeKaa

11:24am

Just talked about this last night. Think you need 2 weeks in Italy. Here's how I'd divide the time

Soupie

11:06am

Verona should be a must for any visit to northern Italy.

Pollster

11:12am

Massively underrated. Better than Milan unless the Last Supper is your top

oxcoug

11:15am

My usual advice on Milan is: Fly there and see the Last Supper then leave and

oxcoug

11:17am

I agree. Milan is a good launching place to Lake Como. Really liked Verona.

Soupie

11:19am

Verona and Bergamo are both amazing. Florence as well.

Swag Kazekage

11:20am

Italy. They like Americans a whole lot more.

IGlowInTheDark

11:08am

not necessarily we had a bunch of missionaries sent home

franklyvulgar

11:11am

Italy, just got back about a month ago. Best vacation we have ever done.

Swag Kazekage

11:13am

Italy always.

macdizzle

11:14am

What would you do to fix the lack of competitiveness problem at the bottom of

DieHarder

10:59am

The poor will always be among us.

macdizzle

11:17am

Get rid of the forward pass!

Bainge

11:31am

Who is the best recurring character in tv?

crimedog Insensitive ....

10:57am

Easy.

XORCoug

10:58am

Nope. Funny but it’s still Flagg

crimedog

10:58am

For which age group? 60+

Fatalplacebo

10:59am

RE: Nope. Funny but it’s still Flagg

crimedog

10:59am

"the wind just broke his leg"

SV Coug

11:04am

They didn't bring Flagg on enough. He only had what, 4 episodes?

BlueFever

11:00am

Just checked IMDB. 7

TNT

11:22am

That surprises me.

BlueFever

11:24am

<< Deleted >>

BlueFever

11:27am

Yeah no. He was great but not the greatest of all time

TNT

11:20am

Theme song from MASH reminds me that my parents are still up and I’m not asleep

Fatalplacebo

11:01am

I don't know, but this is my favorite...

Russell Feathers

11:02am

I've never watched an episode of MASH.

Hawk Talons

11:03am

Why?

TNT

11:24am

Bandit.

runnincoug

11:04am

I really only remember one scene with Bandit but it was unforgettable!!

RalphWiggam

11:11am

My coworker has a cat named bandit. She was unaware of this connection, but my

russkiejedi

11:27am

RE: Bandit.

LeonMarek

11:25am

1) Colonel Flagg 2) Charo on The Love Boat

Howard Bannister

11:05am

"I have written permission to die in the attempt!"

RockyBalboa

11:06am

RE: Who is the best recurring character in tv?

Huge Manatee

11:07am

Chris Elliot on The King of Queens is pretty good.

Pollster

11:16am

I don’t know if best but I loved the Pontiac bandit (Doug Judy) episodes.

Groym

11:27am

Early first season Fonzie

BlueFever

11:28am

Talk about your quick jersey retirement. Clark puts Delly to shame even.

Soupie Grandma Sycamore

10:55am

POLL: Is coke at Costco the most significant announcement of this decade?

P-Boy Squad All-American

10:55am

Best part is if you google it the only web link is to Cougarboard

crimedog

10:59am

If that’s true, then yes. Pepsi is an abomination.

KingDave

11:13am

Anyone know what they're doing at the mouth of AF Canyon?

Howard Bannister

10:51am

They’re demolishing the culvert and clearing out trees and bushes.

pink22

11:12am

Is Ryan descended from Hyrum? Would be awesome to have coach & top donor who are

Cooouuugs

10:50am

There are close to 3M people named "Smith" in the US. Almost 1.0% of the pop.

oxcoug

10:54am

True. But among LDSs, the number that descend from the Hyrum-JosephF line can't

SinkingQuffa

11:11am

I have two BYU basketball tickets vs ASU on Dec 31 for sale. $100 for the two.

Zerigke Ally Zerigke

10:47am

I have a sister-in-law that remarried a couple of years ago. The guy pays no

gwalker

10:47am

It is like speaking to an alien, only they don't have interesting stories about their planet.

airwolf

11:16am

POLL: Should the "tush push" or "brotherly shove" continue to be a legal play?

Pollster QB2

10:46am

yes its too effective

Deleted

10:50am

Only if it becomes league wide effective

scrambled egg

10:52am

and the Eagles aren't as effective with it this season.

Belboz

11:01am

IMO, yes it should be, bring back the Aiding the Runner penalty

CameronG

11:00am

Love what you do and you’ll never work a day in your life

DKN

10:39am

Reminds me of this one.

scootsy

10:47am

Next BYU AD

VinnyBYU

10:38am

RE: Next BYU AD

YIsForBrigham

10:41am

Andy Reid

Knee Brace

10:42am

We are hiring the Man with No Name to be our next AD

BYUheaven

10:45am

I don't think Brian has the connections within college sports. He just has...

ordinary tri guy

10:47am

How long has he been an in the AD? He definitely would have connections

Charles Darwin

10:55am

Well are you going to say it or just keep everyone waiting

LakeshowCougs

10:47am

Edited

VinnyBYU

10:55am

Don't go out on a limb there

Skeptical Optimist

10:48am

I guarantee he will be the next AD for BYU

Frankfromtheballpark

10:56am

Brian and Chad into the Octagon. One man comes out.

Hawk in the 303

11:01am

Maybe. I think Liz would be better for BYU. Chad isn’t the guy.

SpudNut

11:05am

I would be surprised. I don't think Brian has the temperament to be the AD of the University.

kimdaddy35

11:05am

I am not sure Brian would handle the position well.

sidsie716

11:08am

Get yourself a travel router. It’s awesome. Traveling through Europe with the family, and when we get to a new place I

cheezedawg Properly rated

10:37am

Thanks for the tip. We're going to Rome next summer and that might be useful.

realtall

10:40am

Thanks

BYUfan92

10:42am

Do you recommend a certain brand/model?

AustinCougar

10:45am

This is the one I bought but there are several ones that look similar

cheezedawg

11:07am

Nothing improves a vacation like making sure your kids can keep their heads

XORCoug

11:02am

Eh. We’ve had a lot of great family time and I don’t mind them relaxing on their devices when we get back for the night

cheezedawg

11:06am

Ya, good point.

XORCoug

11:08am

Can somebody explain retirement math to me like I'm 5?

mudpupper

10:37am

Rule #1 is a terrible rule that I had never heard before. Ignore that one.

dYrtbYkerYder

10:38am

Ignore rules 1 and 3. The second rule is based on the trinity study and 4% is

Baron

10:38am

Your money will still be making money even when you start drawing some out.

O Gaucho

10:39am

SS should be about 40-45K a year for 100K earner +4% gets you to 80% spending.

Ycrazy

10:39am

Rule #2 is also incorrect. You can make 4% on interest, so it assumes you don't

dYrtbYkerYder

10:40am

it assumes you are making about 8% annually, which is actually a safe bet if

SalmonOfCapistrano

10:42am

to add: the point is you will never run out of money, and will also keep up

SalmonOfCapistrano

10:43am

Wow, I'd LOVE to make 8% annually in retirement but that seems risky.

BleedCougarBlue2

10:49am

If those are your numbers today and you are 65, you can expect to get about $40k

Submariner

10:42am

Rule #1 is dumb. You should anticipate what your retirement expenses will

Buffalo

10:42am

Yes 4%+social security. 3/4% rule assumes life expectancy of 25-30 more years

CougieMcCougFace

10:42am

Also I’ve heard 25X salary at retirement

CougieMcCougFace

10:45am

These rules of thumb are lazy.

jsaskew

10:47am

For retirement math, I suggest working backwards. How much income do you want to

TheNerd

10:50am

Yes, I can (didn’t read body of post). See this quarter? Daddy needs lots of

Nikomedes

10:50am

Don't take retirement money guidance from USA Today.

kccougar

10:52am

You are missing social security that will get you to 70% to 80%

maYbe

10:54am

Just win the lottery, no problems

BYU Grounds

10:55am

First, estimate how much you’ll need to cover your expenses.

Junior Deputy

10:55am

Is it wise to depend on SS at all? Depending on your age I guess.

deejo

10:57am

First rule. You aren't 5. There are so many variables.

BYU71

11:03am

Put at least 15% away for retirement and you will be just fine.

Adwight

11:30am

ESPN+
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Brian Santiago's stock continues to rise

Ryan Smith’s brother and Dad are also Billionaires. Are they also BYU boosters?

Haven’t been following portal recruiting, is it as bad as Toll is claiming?

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