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Dec 18, 2024
11:23
:49
am
allaboutthegainz
All-American
If you have a low rate, why would you? The Roth will continue to grow and can be
passed to beneficiaries who can then take withdrawals tax-free.
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allaboutthegainz
Previous username
allboy10
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allaboutthegainz
Joined
Jun 9, 2010
Last login
Dec 18, 2024
Total posts
9,625 (0 FO)
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Messages
Author
Time
POLL: Are you planning on having your home paid off by the time you retire?
Bainge
11:00am
Have an amazing interest rate. Still making extra payments. Pay a 30 in 8 yrs.
BleedCougarBlue2
11:03am
😬
Pretorian
11:15am
It is the old argument, is being debt free worth more than making some extra $$
O Gaucho
11:29am
Was one of our personal requirements. It is amazing how much money you can save
O Gaucho
11:06am
I was thinking of withdrawing money from my Roth IRA at age 59.5 to pay off
Windward_Coug
11:09am
My heart says "do it" for peace of mind, but with the current earning power of
Hawk in the 303
11:14am
If you have a low rate, why would you? The Roth will continue to grow and can be
allaboutthegainz
11:23am
Just peace of mind I guess. I always wanted to retire with my house paid off.
Windward_Coug
11:33am
That’s fair. But take emotions out of it and if you have a good rate, it’s
allaboutthegainz
11:43am
Hopefully well before then - just over 10 years left on a 3% 15 year.
XORCoug
11:10am
It's nonsensical that it's even a question for me.
Belboz
11:12am
Kinda?
Xenon
11:13am
That would be dumb. I have 27 years remaining at 1.9%
Biyamiti
11:19am
That's the dream. My current home is at a sub 3% rate but won't be my final home
Bainge
11:25am
Was planning to & could but at 2% w/ 10 yrs left, doesn't make sense.
Soupie
11:23am
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