I don’t like the idea of insurance companies or the government getting that involved with our habits.
On second thought, maybe drinkers will live more unhealthy lives until they die. Driving up health care premiums. So, who knows.
Not to say that most drinkers are unhealthy overall. But cutting it out is probably smart. I have a couple people at work (non-members) quit drinking because of the health risks. Which is kind of cool.