They are covered, you just have different accounts for the HSA, which can

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Dec 30, 2024
8:51:17pm

cougaman Intervention Needed

They are covered, you just have different accounts for the HSA, which can

actually be a benefit because you can actually save more an the HSA, but the tax benefit goes to them since they are not dependents.

This message has been modified

Originally posted on Dec 30, 2024 at 8:51:17pm

Message modified by cougaman on Dec 30, 2024 at 8:51:41pm

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cougaman

Bio page: cougaman
Joined: Mar 11, 2006
Last login: Jan 2, 2025
Total posts: 73,776 (5,603 FO)

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Messages

Author

Time

Insurance moving to an HSA next year. What does this mean for adult children?

cvd6262

12/30/24 7:54pm

Are they full time students?

Jericho

12/30/24 7:56pm

We keep the HSA account for savings anyways, I think the kids can still

ABCoug

12/30/24 8:00pm

Yes, they could open their own, but not through our insurer (we asked). So they

cvd6262

12/30/24 8:06pm

There payments still count toward the familty deductable limit

ABCoug

12/30/24 8:21pm

They are covered, you just have different accounts for the HSA, which can

cougaman

12/30/24 8:51pm

They’re covered, just can’t use the HSA.

molodyets

12/30/24 11:28pm

All HSA is out of pocket. It’s just tax exempt funds.

Tare

12/30/24 8:02pm

The insurance is the major thing. An HSA just lets you pay co-pays pre-tax. If

BYU'01

12/30/24 8:05pm

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