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Dec 30, 2024
8:06
:52
pm
cvd6262
All-American
Yes, they could open their own, but not through our insurer (we asked). So they
*aren't* actually covered anymore.
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cvd6262
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cvd6262
Joined
Nov 24, 2007
Last login
Jan 2, 2025
Total posts
26,696 (7,286 FO)
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Messages
Author
Time
Insurance moving to an HSA next year. What does this mean for adult children?
cvd6262
12/30/24 7:54pm
Are they full time students?
Jericho
12/30/24 7:56pm
We keep the HSA account for savings anyways, I think the kids can still
ABCoug
12/30/24 8:00pm
Yes, they could open their own, but not through our insurer (we asked). So they
cvd6262
12/30/24 8:06pm
There payments still count toward the familty deductable limit
ABCoug
12/30/24 8:21pm
They are covered, you just have different accounts for the HSA, which can
cougaman
12/30/24 8:51pm
They’re covered, just can’t use the HSA.
molodyets
12/30/24 11:28pm
All HSA is out of pocket. It’s just tax exempt funds.
Tare
12/30/24 8:02pm
The insurance is the major thing. An HSA just lets you pay co-pays pre-tax. If
BYU'01
12/30/24 8:05pm
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