that you can invest for retirement outside of a retirement account. Most of my retirement savings are in a taxable investing brokerage account.
Once someone maxes out their 401k avd Roth IRA (backdoor if necessary) most people don't know what they can do to save more. They think their only option is alternate investments.
But you can invest in the same ETFs or mutual funds in a taxable brokerage account as you do in your 401k and IRA.