0% (as long as it's paid off in that time span) isn't always a bad idea.

Dec 19, 2024
12:15:57pm

VACOUGFAN All-American

As long as you actually have the money to buy it outright, there's sometimes some value in taking some of those 0% offers. I'm a big fan of them. But I have a lot of financial discipline.

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VACOUGFAN

Bio page: VACOUGFAN
Joined: Sep 5, 2001
Last login: Dec 19, 2024
Total posts: 63,899 (19,914 FO)

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Messages

Author

Time

Want to purchase TV. Someone talk me off a ledge

EM_Puma

12:05pm

Don't go onto the ledge of financing a TV

Buffalo

12:07pm

I understand that principal of that, but I can't afford to just up and

EM_Puma

12:09pm

Probably shouldn't buy a $1500 TV, then. Honest opinion

RGGeemer

12:12pm

Then get the best TV you can afford with your $600

Buffalo

12:12pm

Or lower. I remember reading about how the used TV market was broken because

RoboKayne

12:31pm

RE: I understand that principal of that, but I can't afford to just up and

Ham

12:14pm

I just bought a 70" Samsung from Costco for $479. Picture is amazing compared

O Gaucho

12:51pm

I was able to search OLED 65" on FB Marketplace and find pretty good deals

RUNBYU1

12:59pm

0% (as long as it's paid off in that time span) isn't always a bad idea.

VACOUGFAN

12:15pm

Yeah, I like to keep the money in the market and pay down the line of credit just before the "due date"

Tokolosh

12:31pm

Thankfully these are put more often than not under "promotional purchases"

VACOUGFAN

1:26pm

agree.. 0% plans are a no brainer for me. Used them a lot over the years

timpjynx

12:56pm

I'm definitely no expert, but I like the breakdown by this website. It has some

Yevin Koung

12:13pm

If you have to finance a TV, there are other bigger problems here. Maybe it’s

brazilcoug

12:14pm

Great unbiased review site

Zbyufan

12:16pm

I’m a big TV guy, but I would not do that.

TCuz

12:17pm

Down side is that in visiting my parents they have 4K in all the bedrooms and

EM_Puma

12:23pm

Offer them $580 for one of their TVs. Say all the other parents are upgrading.

RoboKayne

12:35pm

RE: Want to purchase TV. Someone talk me off a ledge

Tesla Coug

12:17pm

Do it. It will change your life. Colors will be brighter. Food more tasty. Sugar sweeter. Salt more savory.

BIG XII Coug

12:19pm

And divorce more likely

RH84025

12:20pm

from buying a TV? That sounds like a horrible marriage.

BIG XII Coug

1:35pm

Be nice. They are just really really really poor.

Superkid

2:12pm

Don't finance a toy. Set your budget and get what you can or save until your budget is higher

YIsForBrigham

12:20pm

Crap, I financed a boat...is my life over?

RH84025

12:21pm

If you can finance, you can wait and save up the money.

Frolfy

12:20pm

I would compare these two against eachother.

Tesla Coug

12:23pm

May I suggest that the quality downgrade in a $600 tv vs $1,500 is marginal

Ol Big Bear

12:24pm

Interesting. I didn't expect so many call outs on buying the TV period.

EM_Puma

12:28pm

Just be careful. I wouldn't do it.

RGGeemer

12:32pm

There is a good reddit discussion on this topic.

RGGeemer

12:37pm

Here it is from Best Buy themselves. If you make all the payments you're fine.

RGGeemer

12:51pm

This is a scary mentality. You aren’t going to get anywhere in life by

brazilcoug

12:32pm

We have no idea what happens in the next 24 months

vagabonder

12:39pm

Lotta stuff can happen in 24 months.

VACOUGFAN

1:34pm

Since you've never even had a 4k and $600 is your budget, I recommend getting a

TheNerd

12:30pm

I just bought that TV..AWESOME TV!!! Also, since I have an ID.me educational

Don_Juan_El_Guapo

12:37pm

Wow, you guys are good. I'm off the ledge (at least today) 😉

EM_Puma

12:53pm

Definitely do not finance this. Get the biggest 4k you can at $600 and walk away happy

Bob Vance

1:05pm

I bought a 75 inch from walmart for under $500. I love it. 4k. big.

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