You’re paying insurance premiums to get an out of pocket maximum, not for

Dec 17, 2024
10:13:47am

rainorsnow

Periodic colonoscopies.

You pay the premium to have the insurance company be on the hook for the 6-7 figure medical bill should a catastrophe arise.

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rainorsnow

Bio page: rainorsnow
Joined: Aug 22, 2010
Last login: Dec 17, 2024
Total posts: 20,429 (664 FO)

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Messages

Author

Time

Broken health system example 1,231,574:

Plato

9:33am

What is an uninsured discount and do they give that to all uninsured people?

Mostlyaccurate

9:37am

Yeah, I need info on this... how can I be uninsured?

EEcougar

9:38am

I think so. That's the scam. Same reason they charge thousands for

Plato

9:44am

Usually there is a less expensive option if you can pay cash and the

tyler durden

9:55am

It's also approximately the price that insurers pay.

Archaea

10:37am

unfortunately in our country, $1246.70 would send many into bankruptcy.

ordinary tri guy

9:41am

That’s just as much an indictment on people’s spending/savings habits

BYU '80

10:10am

Or how much money they make.

RealTaysomHill

10:13am

$1000 should drive almost no one into bankruptcy. Bigger health debt amounts

BYU '80

10:27am

It shouldn’t, but here we are. The average income in the US is $37,585, which comes out to about $2,200 a month.

RealTaysomHill

10:38am

i agree...this country is broke and still over spending.

ordinary tri guy

10:15am

Biopsy clear?

Penske Material

9:43am

All clear. Pre-cancer polyps (IIRC) Just more good times every 3 years!

Plato

9:46am

Im seriously debating scrapping my insurance and just

LeonMarek

9:49am

Isn't this kind of what an HSA is?

Spiff

10:30am

every HSA I've had you still had to pay a premium AND pay the hsa deposit

LeonMarek

10:36am

HSA premiums don't save you much over a low deductible

Plato

10:39am

One of the simplest changes is needed - why can't anyone have an HSA?

Doogal McCougar

11:46am

Too bad they don't have major medical-only policies

Doogal McCougar

11:45am

This is one example why the health sharing plans work pretty well.

Cougarclaw

9:50am

We can't agree on a system, so make a Frankenstein with mixed results.

NumbersGuy

9:52am

Insurance companies aren't paying that price either.

cougarfann888

9:52am

Which still seems like a broken system.

Madam Pattirini

9:57am

Insurance companies have contractual allowances that significantly discount

RugbyCoug

9:55am

Or I could have just thumbs upped the post above mine. Hack.

RugbyCoug

9:56am

Crap like this can really set me off.

Ham

10:07am

You’re paying insurance premiums to get an out of pocket maximum, not for

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