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Nov 27, 2024
1:10
:29
pm
NumbersGuy
Starter
Agreed. Sometimes I think about doing this but it seems like a lot of work/time.
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NumbersGuy
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NumbersGuy
Joined
Sep 4, 2022
Last login
Nov 27, 2024
Total posts
1,274 (2 FO)
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Messages
Author
Time
Spending on a CC after achieving a sign-up bonus has opportunity cost.
FrontLineFan
12:33pm
Agree, I do the same. For low to modest spenders 2-3% is not very much compared
citron
12:37pm
You can only do five cards over 24 months with Chase, correct?
BYUfan92
12:46pm
The Chase 5/24 rule counts cards from other issuers as well.
FrontLineFan
12:56pm
We do ours in a similar way to what you’re describing but we do it via a few
BYUfan92
3:29pm
Are there worries about it hitting your credit score?
Darzog
12:53pm
Common concern but really shouldn't be. Keep your oldest cards, the new cards
citron
12:56pm
Score should improve since inquiries minimally impact scores & usage of overall
FrontLineFan
1:01pm
True but I ain’t got time for that.
Iman23
1:01pm
Agreed. Sometimes I think about doing this but it seems like a lot of work/time.
NumbersGuy
1:10pm
There's a learning curve & time commitment when getting started, but after a
FrontLineFan
1:17pm
I love it when people get creative and optimize their resources. Well done.
The Chief
2:58pm
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