That looks like a pretty good deal. I've been doing similar with BofA

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Nov 20, 2024
8:59:34am

Jesse Pinkman All-American

but that gets me to 2.625% - well short of this 4%.

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Jesse Pinkman

Previous username: QuickCoug
Bio page: Jesse Pinkman
Joined: Feb 6, 2002
Last login: Nov 20, 2024
Total posts: 20,894 (36 FO)

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Messages

Author

Time

CB, tell me why I shouldn't switch banks to get the 4% Visa from USBank?

Windward_Coug

8:50am

Here's the fine print:

byujacob

8:52am

do you have $100k you want to leave sitting in their savings account?

Buffalo

8:53am

I can just transfer index funds from my current brokerage to the USBank

Windward_Coug

8:54am

Or a stock investment account.

ForzaPuma

8:55am

I’m a hack, you’re on it already

ForzaPuma

8:57am

Just shop at Costco and get 4% back with their card. Or 5% back on Amazon.

BlueKoolaid13

8:57am

You don't get 4% back on Costco visa except on gas

Jesse Pinkman

9:00am

You're right. 2% back plus 2% cash rebate for being executive.

BlueKoolaid13

9:04am

You get 2% executive rebate regardless of the card you use

Jesse Pinkman

9:08am

Right. In my head I was just stacking the benefit 🙂

BlueKoolaid13

9:09am

You do if you’re an executive member. You get the 2% from the membership and

babycarrot

9:04am

You get the executive rebate regardless of card used - nothing to do with the

Jesse Pinkman

9:08am

Ok yeah that’s right. Card can be worth it for the gas benefit since the card

babycarrot

9:35am

I already do the Amazon 5% card, actually we usually get 6% with delayed

Windward_Coug

9:02am

That looks like a pretty good deal. I've been doing similar with BofA

Jesse Pinkman

8:59am

Interesting, sounds like a free lunch...I'm skeptical

Plato

9:25am

Yep, that's why I was seeing if CB saw something that I didn't. This is a

Windward_Coug

10:11am

I'm a chase guy, so I took the 750 for their checking/savings plus several

Plato

10:20am

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