How do you know what your means are or whether or not you are living within them if you don't track your spending

Oct 2, 2024
1:58:13pm

supertux Nice.

or do some type of planning? I'm not disagreeing with living within your means. Obviously do that. The problem is it's impossible without data.

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supertux

Previous username: Hot Extrusion
Bio page: supertux
Joined: Nov 29, 2012
Last login: Oct 2, 2024
Total posts: 57,827 (17,980 FO)

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Messages

Author

Time

Family budgeting: what is your system?

4thand19

1:00pm

RE: Family budgeting: what is your system?

Peterbilt

1:02pm

Finally someone who understands TNT's methodology

TNT

1:11pm

"Honey, stop spending so much money."

Jdoc

1:03pm

Monarch. Just pay the fee and get all the tools you need in a great interface.

Jeremy

1:03pm

Hope

2ndTrombone

1:03pm

Check out the Church's Self-Reliance Personal Finance class. Good tips on budgets, etc

Zenoch

1:04pm

Shared google excel file. 2 accounts, shows what comes out of which with tabs for months & other related items.

Soupie

1:04pm

YNAB.

VACOUGFAN

1:05pm

ABN RGR

1:05pm

I'm still using the standalone version I bought nearly a decade ago. They were

cvd6262

1:16pm

YNAB... before YNAB we used Quicken.

Parley

2:27pm

+1 We've been using it for about 2 years and it's had a measurable impact on our spending and discipline.

BlooGeek

2:15pm

Attend the self reliance class on finance. It should be a requirement for every couple - young or old. Highly recommend

CotoCoug

1:06pm

I second this!

IBleedBlue

1:10pm

Don't have a specific budget per se but have everything loaded

cougarfann888

1:08pm

I automate retirement savings, and hope my wife doesn't spend all of whats left

Avery

1:10pm

2 Accounts: savings/bills and discretionary spending

Mike Bolton

1:11pm

Check bank balance at the end of month. If amount hasn't increased by

maYbe

1:14pm

I'm in charge, husband makes the money, I manage it. I go tight wad mode when necessary. That's basically it.

Black Diamond Bay

1:15pm

With a family before we for a house I’ve found his method to work…

Pretorian

1:15pm

A budget is just one piece. We have a budget where we set an amount and track how we spend, but we also have an

supertux

1:16pm

was going to mention something along those lines. Tracking spending is acctg

Blue Ridge

1:20pm

Get divorced and get a lot richer.

Samsonite

1:20pm

Not if you have a kid to share. Best financial advice is to not get divorced.

Magneto

1:43pm

RE: Family budgeting: what is your system?

Mister P

1:31pm

Stop shopping at Costco and start going to Winco. We cut out Costco visits to

Magneto

1:46pm

Only reason I don't like winco is debit only

AllHailTheOverlord

3:18pm

We've had success following the program outlined in this video:

Trinity

1:53pm

Sounds complicated.

VACOUGFAN

2:19pm

Live within your means by a wide margin, family budgeting is unnecessary

roseyscenario

1:54pm

How do you know what your means are or whether or not you are living within them if you don't track your spending

supertux

1:58pm

Maybe this method is only for those with reasonable comfort with numbers. I know some smart people can't do basic math

roseyscenario

2:44pm

We certainly live within our means today

4thand19

2:11pm

RE: Family budgeting: what is your system?

Doogal McCougar

2:10pm

We have great dialogue. Normally something like this:

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