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Jul 3, 2024
9:27
:55
am
NanoFab Coug
All-American
UK is similar, the rate isn’t fixed for 30 years
It’s crazy to them that we fix our rates for 30 years, and it’s crazy to us they can let a rate be variable for 30 years
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NanoFab Coug
Previous username
bdoggy
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NanoFab Coug
Joined
Apr 30, 2007
Last login
Jul 5, 2024
Total posts
36,278 (5,793 FO)
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Messages
Author
Time
👑
fredetteaboutit13
Jul 3, 8:55am
Yeah, but it sucks - I want to move - But not worth the 4% increase
MacroCougar
Jul 3, 8:57am
RE: Yeah, but it sucks - I want to move - But not worth the 4% increase
bruincoug
Jul 3, 9:01am
RE: Yeah, but it sucks - I want to move - But not worth the 4% increase
jaromp
Jul 3, 9:07am
Or 2.5 for 15
Adrielle
Jul 3, 9:02am
How about 1.875% for 15 years?
CPAcoug87
Jul 3, 9:03am
Great rate but 3% at 30 years would be better
johnnybyu
Jul 3, 9:04am
It depends on your goals and your age
Adrielle
Jul 3, 9:10am
It depends on what your goals are. Mine were to have my house paid off before 50
CPAcoug87
Jul 3, 9:50am
If you are maxing your retirement savings and HSA out then may make some sense
johnnybyu
Jul 3, 10:41am
Golden handcuffs.
Longseason
Jul 3, 9:05am
And I was close to renting back in 2019
Pretorian
Jul 3, 9:09am
2.6% for 30 years. I am probably never moving.
cougarfann888
Jul 3, 9:12am
During the process my went from 2.4 to 2.7. Thought I missed the boat
Kale
Jul 3, 9:14am
Same, I just wish I had pulled out more cash on the refi. I have like 66% equity in my house right now with
supertux
Jul 3, 9:15am
Too bad our starter home is now our forever home because of our low interest ra
Magneto
Jul 3, 9:19am
Just be grateful you own a home!
runnincoug
Jul 3, 9:22am
I wish I would’ve bought more home and stretched a little bit more.
Magneto
Jul 3, 9:24am
Now you buy your next home in cash!
Bainge
Jul 3, 9:24am
I learned recently that in Canada, the normal mortagage is 25 years and the rate
Windward_Coug
Jul 3, 9:21am
Yeah it's likely to cause another mortgage crisis when their payments all double and they can't afford them anymore
jaromp
Jul 3, 9:26am
UK is similar, the rate isn’t fixed for 30 years
NanoFab Coug
Jul 3, 9:27am
The looming recession will be as large as 2008
chismoso
Jul 3, 9:39am
Thank you! Thank you very much!
BYU Grounds
Jul 3, 11:11am
2.5% for 30
greatbam
Jul 4, 12:16am
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