Great rate but 3% at 30 years would be better

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Jul 3, 2024
9:04:34am

johnnybyu All-American

Great rate but 3% at 30 years would be better

This message has been modified

Originally posted on Jul 3, 2024 at 9:04:34am

Message modified by johnnybyu on Jul 3, 2024 at 9:07:42am

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johnnybyu

Bio page: johnnybyu
Joined: Jun 6, 2002
Last login: Jul 5, 2024
Total posts: 14,963 (1 FO)

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Messages

Author

Time

👑

fredetteaboutit13

Jul 3, 8:55am

Yeah, but it sucks - I want to move - But not worth the 4% increase

MacroCougar

Jul 3, 8:57am

RE: Yeah, but it sucks - I want to move - But not worth the 4% increase

bruincoug

Jul 3, 9:01am

RE: Yeah, but it sucks - I want to move - But not worth the 4% increase

jaromp

Jul 3, 9:07am

Or 2.5 for 15

Adrielle

Jul 3, 9:02am

How about 1.875% for 15 years?

CPAcoug87

Jul 3, 9:03am

Great rate but 3% at 30 years would be better

johnnybyu

Jul 3, 9:04am

It depends on your goals and your age

Adrielle

Jul 3, 9:10am

It depends on what your goals are. Mine were to have my house paid off before 50

CPAcoug87

Jul 3, 9:50am

If you are maxing your retirement savings and HSA out then may make some sense

johnnybyu

Jul 3, 10:41am

Golden handcuffs.

Longseason

Jul 3, 9:05am

And I was close to renting back in 2019

Pretorian

Jul 3, 9:09am

2.6% for 30 years. I am probably never moving.

cougarfann888

Jul 3, 9:12am

During the process my went from 2.4 to 2.7. Thought I missed the boat

Kale

Jul 3, 9:14am

Same, I just wish I had pulled out more cash on the refi. I have like 66% equity in my house right now with

supertux

Jul 3, 9:15am

Too bad our starter home is now our forever home because of our low interest ra

Magneto

Jul 3, 9:19am

Just be grateful you own a home!

runnincoug

Jul 3, 9:22am

I wish I would’ve bought more home and stretched a little bit more.

Magneto

Jul 3, 9:24am

Now you buy your next home in cash!

Bainge

Jul 3, 9:24am

I learned recently that in Canada, the normal mortagage is 25 years and the rate

Jul 3, 9:21am

Yeah it's likely to cause another mortgage crisis when their payments all double and they can't afford them anymore

jaromp

Jul 3, 9:26am

UK is similar, the rate isn’t fixed for 30 years

Jul 3, 9:27am

The looming recession will be as large as 2008

chismoso

Jul 3, 9:39am

Thank you! Thank you very much!

BYU Grounds

Jul 3, 11:11am

2.5% for 30

greatbam

Jul 4, 12:16am

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