The insurance will not fight it on those grounds because they would lose. U

May 27, 2022
1:54:38pm

Cougarbib Truly Addicted User

are responsible for anything that happens in your property and even if the insurance has an exclusion for dog bites, the homeowner would still be responsible.

Talk to a personal injury lawyer. You can get a free consultation.

This message has been modified

Originally posted on May 27, 2022 at 1:54:38pm

Message modified by Cougarbib on May 27, 2022 at 1:55:16pm

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Cougarbib

Bio page: Cougarbib
Joined: Jul 28, 2003
Last login: Sep 20, 2024
Total posts: 40,950 (111 FO)

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Messages

Author

Time

What to do? My wife was attacked & bitten by our neighbor's dog last night.

Whip

5/27/22 11:35am

Call animal control and report it.

530Coug

5/27/22 11:37am

We've called during business hours, rang and went to voice mail. I left one and

Whip

5/27/22 11:39am

I called the police when a pitbull attacked me and an officer came over and

BikeGuy

5/27/22 11:42am

Just curious. Do you plan to tell the neighbor that you called?

mkg

5/27/22 11:49am

Call police immediately. Don’t wait for call back. Dog’s gotta go.

Bluforever

5/27/22 7:36pm

need to do this to make sure the animal is reported in case it goes after...

Pangare

5/27/22 12:11pm

Dog should be put down. Sorry

Jericho

5/27/22 11:37am

This.

Bad Plus Fan

5/27/22 11:41am

I agree with this. Natural consequence. Imagine if a kid had died.

AFewThoughts

5/27/22 11:53am

100% I would settle for nothing less… you can’t train that out of a dog

Pretorian

5/27/22 11:56am

Dog love in America is a crazy phenomenon that we've just accepted as normal

jrifkin48

5/27/22 12:22pm

I love dogs and have had dogs my entire life, but that dog needs to be put down!

BYURider

5/27/22 12:44pm

This. Without a doubt.

IdahoCoug

5/27/22 3:48pm

RE: Dog should be put down. Sorry

4slyce

5/27/22 7:14pm

Call an attorney. Strict liability baby!

PoolBoy

5/27/22 11:37am

My wife was attacked by a black lab German shepherd from behind. Reported

coastcat

5/27/22 2:06pm

Settled too cheaply.

Cougarbib

5/27/22 2:13pm

I’ve heard the average dog bite claim on an insurance policy is $50,000.

blueaussie

5/27/22 3:18pm

Our Vet told us the average settlement in Utah is $36,000.

godawgs

5/27/22 6:21pm

What breed dog did you have?

kiyoshige

5/27/22 8:25pm

Vizsla. Pretty atypical for the breed. When he was good he was so good.

godawgs

5/27/22 8:36pm

Completely atypical for a vizsla. They definitely deserve the nickname of Velcro

Submariner

5/27/22 8:47pm

Sorry to hear that. You did the right thing.

Big Daddy D

5/27/22 10:34pm

Animal control.

LiveCoug

5/27/22 11:37am

The dog goes down

Born2Fish

5/27/22 11:38am

And the owner shouldn't even think twice about it.

IGotGoodGifs

5/27/22 11:43am

Exactly. The owner has to know this is the consequence. To be nice you don't

Trent

5/27/22 2:10pm

This is choice #1. All other options come into play afterwards

Pergamino

5/27/22 12:15pm

Training probably won't help the dog's aggression after it already attacked.

RH84025

5/27/22 11:38am

This is my worry. I am not confident that training could help significantly

Whip

5/27/22 11:40am

Unfortunately this is likely true for an adult dog like this.

delux_247

5/27/22 11:45am

Agreed. Too risky to take a chance with a dog that size.

ReiUrso

5/27/22 11:54am

Report that to animal control. Dog needs to be put to sleep.

Virginia Ute

5/27/22 11:39am

Good advice on wound care. We cleaned the wounds first w/ soap and then with

Whip

5/27/22 1:35pm

Urgent care regarding wounds. You want to minimize scars. Report to animal

Cougarbib

5/27/22 1:50pm

I think you should call animal control / police. There needs to be a record.

Joe Banks

5/27/22 11:40am

Call the police and file a report

PickleButton

5/27/22 11:43am

I would also get checked out by a Dr. so that the injuries are documented.

HiLife

5/27/22 12:11pm

I've always wondered about something like this re: liability. Would the neighbor

ForzaPuma

5/27/22 11:44am

I think it would, but there's usually certain breeds that are excluded (Pitbull)

wannnacruise

5/27/22 11:45am

Usually it does.

Baron

5/27/22 11:46am

Homeowners will cover unless there is an exclusion (which don't hold up). That

Ycrazy

5/27/22 11:49am

All of this is good information. The insurance may try and fight it due to the

JAGA97

5/27/22 12:05pm

The insurance will not fight it on those grounds because they would lose. U

Cougarbib

5/27/22 1:54pm

Correct. In our case it was a negotiation. They first dragged their feet but

coastcat

5/27/22 2:18pm

They do it all the time. I have dealt with several dog bite claims. That doesn't

JAGA97

5/27/22 5:01pm

There are two issues here. 1. Homeowner liability. They are liable for sure.

Cougarbib

5/27/22 9:07pm

Homeowner policies have some liability coverage. It will most likely cover this.

Cougarbib

5/27/22 1:52pm

Report to animal control and police. If you don’t, it will harm/maim the next

valleus

5/27/22 11:44am

Imagine next time it’s a kid and there’s not an adult around.

RdF3

5/27/22 11:47am

Which is why you must contact police. Please protect the public from this dog.

canofpicante

5/27/22 9:20pm

Don't be forgiving and sympathetic w/ regards to having the dog put down. He will attack again, and you don't want

Ragnar Danneskjold

5/27/22 11:47am

Yep. Part of what you sign up for when you get a dog is making sure it doesn't act like this. You don't do that,

backprop

5/27/22 12:19pm

Take the neighbor up on their offer & as others have said, report the incident.

delux_247

5/27/22 11:47am

My family growing up had a St Bernard that did this to a kid

bluelands

5/27/22 11:48am

Sorry to hear this. Can you imagine if it was small kid delivering the

JohnnyC

5/27/22 11:49am

We breed Pyrenees and that is totally uncharacteristic of the breed. I agree

Submariner

5/27/22 11:53am

I was unaware of this, but Pyrenees actually have one of the strongest bite

Submariner

5/27/22 12:22pm

They seem mean and aggressive when I walk up a trail and stumble across a flock

Charles Darwin

5/27/22 4:20pm

I don’t doubt that a Pyrenees trained to independently protect a flock of sheep

Submariner

5/27/22 5:48pm

And the dog pictured at the top of this article is a Pyrenees mix, definitely

Submariner

5/27/22 5:51pm

So the behavior is pretty unusual for a properly socialized dog but pretty

Charles Darwin

5/27/22 5:59pm

Not the biting part. I would expect a Pyrenees to bark, but only attack if its

Submariner

5/27/22 6:13pm

A Great Pyrenees mix is way too large for "training" to stop biting.

ReiUrso

5/27/22 11:54am

This is why I absolutely hate dogs. I've still yet to see a dog that isn't

Chefcurry

5/27/22 11:57am

Well I'm going to say something that may seem insulting either to you

DJROSS

5/27/22 3:21pm

You just described most dog owners. Secondly, even dog owners that

Cougarbib

5/27/22 3:34pm

Years ago my 5 y/o son was attacked in similar manner by a Chow (apparently an aggressive breed) and I initially didn't

SaturdaySpecialDay

5/27/22 12:02pm

Yep Chow Chows are in the short list of uninsurable breeds for homeowners

DJROSS

5/27/22 3:23pm

One strike, you're out. It's a dog that can kill.

EtTuKalante

5/27/22 12:06pm

Your wife just made 100k.

JAGA97

5/27/22 12:08pm

At least, if he sues.

Cougarbib

5/27/22 1:58pm

Mostly good advice in this thre. Report to animal control / police. You want it

ebv

5/27/22 12:13pm

Sorry! Let us know how it turns out.

Cougstreak

5/27/22 12:15pm

Soak some hamburger in antifreeze and accidentally drop it over the fence.

cougarmeister

5/27/22 12:24pm

Every Dog Gets One Free Bite

TarheeledCoug

5/27/22 12:30pm

Sounds like this dog bit more than once

Magathis

5/27/22 12:44pm

This varies a lot from state to state

krindorr

5/27/22 2:17pm

That article applies to New York and says this is not typical for other states.

ptcougr

5/27/22 2:44pm

Someone is responsible for damages done. Dog isnt a stray acting independently

canofpicante

5/27/22 9:14pm

Do your neighbor a favor and call animal control. She probably doesn't want her

md7Coug

5/27/22 12:31pm

Call animal control. I know others have said it, but it's the right answer.

COACHdrn

5/27/22 12:44pm

Ask for insurance info

jwf

5/27/22 12:36pm

Should be put down

semicool

5/27/22 12:40pm

...by Col Mustard...in the library, with the candlestick

OldFogey

5/27/22 1:36pm

Call the police and file a report. It could attack a child next time.

Jeff Spicoli

5/27/22 12:51pm

My former GF was attacked in Feb by a small pack of pit bull pups

mncstr

5/27/22 1:01pm

unpossible. Pit bulls are sweethearts

RealSimsShadY

5/27/22 1:13pm

This

semicool

5/27/22 3:23pm

I love dogs and animals, but....

trigg3r

5/27/22 1:14pm

The solution

letthewookieewin

5/27/22 1:35pm

I cannot understand for the life of me why anyone would even slightly consider

jimmer4pres

5/27/22 1:38pm

I saw this play out in living color. Stan, the bulldog, was the family pet in

SoCalCougar

5/27/22 1:53pm

Absolutely needs to be put down. If you don’t report it and next time it’s a small child who gets mauled?

JohnnyComeLately

5/27/22 1:44pm

See if you can get Disney's Dog Impossible Show to come

ChurroNieves

5/27/22 2:05pm

If you like the neighbor, let them know before you report

DesertBlues

5/27/22 2:06pm

Bad advice. Report 1st and then give them a heads up. It avoids them begging

Cougarbib

5/27/22 2:15pm

I've kicked a dog that bit me once. On my mission. Made my finger bleed. It

OldFogey

5/27/22 2:10pm

Absolutely zero exceptions or excuses. The dog must go down!

Desert Rat

5/27/22 2:15pm

The dog probably thought it was defending the house and family

MyTwoCents

5/27/22 2:45pm

RE: The dog probably thought it was defending the house and family

trigg3r

5/27/22 2:46pm

The wife of the OP didn't "wander onto the property". She's at the front door

MyTwoCents

5/27/22 2:56pm

LoL. No doubt! This needs to be reported regardless that u have no doubt.

Cougarbib

5/27/22 3:03pm

Not totally different at all. She knocked. They answered. They have a duty

Cougarbib

5/27/22 3:01pm

And a dog that attacks a human at the door is clearly not safe for the populace

jrifkin48

5/27/22 3:08pm

Dogs are not people

travelcoug

5/27/22 2:59pm

First take pictures of your wife's wounds

DJROSS

5/27/22 3:12pm

When my son was attacked by a dog we took him the ER (Face bite) and they automatically called animal control.

WashingtonCoug

5/27/22 3:14pm

Attorneys, who has liability here, the homeowner (older woman) or dog owner (the daughter)? I agree the dog goes down,

CLCougar

5/27/22 3:19pm

Both have liability. One probably has more assets than the other, however. In

Cougarbib

5/27/22 3:37pm

There's probably some liability for both. In Utah liability gets apportioned by

ebv

5/27/22 3:38pm

Likely answer from an attorney is whomever has money to go after.

Pangare

6/1/22 11:27am

A few years ago our daughter was attacked by a new move-in neighbors dog. we so

bjc

5/27/22 3:49pm

RE: A few years ago our daughter was attacked by a new move-in neighbors dog.

bjc

5/27/22 3:53pm

Your fairy tale ending could have been very different. What if the dog severely

Big Daddy D

5/27/22 10:53pm

Call cops or animal control. Next is a kid.

Dr MoBYU

5/27/22 4:51pm

Dog goes down and you definitely let her pay for medical expenses.

Idacoug

5/27/22 4:52pm

Report the Dog adn incident to the Police

See It

5/27/22 5:05pm

Shoot the dog

Count Cougar

5/27/22 5:06pm

Call the Police. Your fault if that dog attacks someone else. Start there.

canofpicante

5/27/22 5:37pm

Report it to animal control /police.

Orem58thBall

5/27/22 7:58pm

UPDATE: First off, I sincerely appreciate all of you taking the time to

Whip

5/27/22 9:05pm

Any indication from animal control what action they will take?

Cougarbib

5/27/22 9:11pm

No. He simply said he would file the report and speak with the neighbor.

Whip

5/27/22 9:19pm

That brings up a good question. Who decides what happens to the dog? I have no

Whip

5/27/22 9:21pm

RE: UPDATE: First off, I sincerely appreciate all of you taking the time to

Whip

5/27/22 9:24pm

If your wife needs medical care, you don’t have to do anything. The Dr is required to report any

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