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Dec 17, 2024
12:41
:11
pm
Pack4
Redshirt Freshman
RE: Man that sucks. How much are you paying alone?
Luckily i have pretty good insurance, I have a $500 deductible and $5000 max out of pocket. I paid the max out of pocket with an HRA.
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Pack4
Bio page
Pack4
Joined
Mar 29, 2022
Last login
Dec 17, 2024
Total posts
114 (0 FO)
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Messages
Author
Time
Kyle Collinsworth has lost it
Parker Schnabel
Dec 16, 11:15pm
Someone should tell him about taxes. Imagine how much he can save by not paying
cougaman
Dec 16, 11:18pm
And car insurance! I haven’t been in an accident for over twenty years. What a scam
BYU Grounds
Dec 17, 6:48am
Wow. And I thought his take on sunscreen was bad.
Ted Lasso
Dec 16, 11:21pm
I haven’t had it for 7 years… Christian health share much better if you
Blue chunks
Dec 16, 11:22pm
We got hosed doing this one year
grosven
Dec 16, 11:25pm
Bummer! What happened? Dang 6 figures!
Blue chunks
Dec 16, 11:36pm
4 hospital emergencies, 2 surgeries. 1 adolescent behavioral incident
grosven
Dec 17, 8:30am
That's insurance with a different name
JuicyJam
Dec 16, 11:29pm
It’s technically not true insurance.
rainorsnow
Dec 17, 12:01am
Health insurance is not true insurance. It’s like paying for oil changes
BYU '80
Dec 17, 6:48am
We had liberty health share for years and realized they were embezzling money
karatekid
Dec 17, 2:10am
Liberty cleaned it up. I am not defending what happened at all. I was affected
Iman23
Dec 17, 7:24am
We actually finally got our last paybacks from liberty health share this year
Dat_rmishner
Dec 17, 8:41am
I had Christian Health Care Ministries for 8+ years and they cost me $25k
BYULAWGUY
Dec 17, 4:57am
Until they find out you're not Christian and kick you out
sah22
Dec 17, 5:08am
Yes Medishare thinks we’re not Christian. I flat out asked them and when I said
Blue chunks
Dec 17, 6:57am
Crazy
sah22
Dec 17, 3:09pm
If you don’t mind lousy coverage
BYU '80
Dec 17, 6:47am
We did this for a few years and are so glad to be done with it. They are pretty terrible.
byujacob
Dec 17, 6:53am
Since the laws changed to require insurers to accept anybody and eliminate
DirtyWater
Dec 16, 11:27pm
I went without for a couple years. Not worth the $20k+ per year premium
MHOP
Dec 16, 11:30pm
You can get off market insurance for much less and/or accident protection.
SoValleyCOUG
Dec 17, 7:57am
Depends on how much you have in the bank.
The 435
Dec 16, 11:31pm
Dude has no clue what an out of pocket maximum is. It’s not a scam if you
rainorsnow
Dec 16, 11:47pm
Or catastrophic.
Soupie
Dec 16, 11:50pm
HSA if healthy. HMO if you plan to use it.
CougieMcCougFace
Dec 17, 12:51am
Cancer can happen to anyone. Get even the cheapest one through work or on the
rainorsnow
Dec 17, 12:56am
Both of those are insurance
CougieMcCougFace
Dec 17, 1:24am
HSA is a savings account. Unless you mean HSA WITH an insurance policy/plan.
rainorsnow
Dec 17, 1:26am
Yes - You have to have a high deductible plan with an HSA
CougieMcCougFace
Dec 17, 1:28am
The plans my work offers, there is practically no circumstance where the HMO is worth it over the high deductible plan.
Radioactive Coug
Dec 17, 1:01am
Yeah, this is usually the case. The high deductible plans make the most sense
rainorsnow
Dec 17, 1:39am
I have calculated hmo vs high deductible and hsa for about every situation
BYU '80
Dec 17, 6:57am
We don’t get a match on HSA.
CougieMcCougFace
Dec 17, 7:54am
Pretty good wellness benefit
BYU '80
Dec 17, 8:32am
I have not had health insurance for 30 years
Norge Coug
Dec 17, 3:46am
How much do you pay in taxes?
IronPotato
Dec 17, 4:46am
RE: How much do you pay in taxes?
sah22
Dec 17, 5:11am
The average tax burden in Norway is only like 8% more than the US
NGB
Dec 17, 5:17am
Except that Norway is essentially compared to a single state in the US
nephicoug
Dec 17, 5:55am
America is a far more diverse country at every level. We could learn something I'm sure but we have much more
Colorado
Dec 17, 6:07am
How many SEC championships do they have?
sah22
Dec 17, 3:10pm
I make the equivalent of
Norge Coug
3:32am
Sounds cold
Sea Chicken
Dec 17, 4:57am
I’ve heard good things about Norway.
eysikal
Dec 17, 6:04am
Just checked. Sunrise 9:16 am. Sunset 3:10 pm today? Yikes. I think I’m out.
eysikal
Dec 17, 6:07am
Norway exports 1.7M bpd of crude oil for a country of 5.5M people
AggieWeekendCougar
Dec 17, 6:08am
Norway is a spec on the map. Not comparable to the US. Homogenous population in every sense. Shared cultural values. You
Haysom Till
Dec 17, 6:52am
Didn't take very long for BuT tHe ImIgRaNtS to come out
NGB
Dec 17, 11:07am
This is such an apples to oranges comparison.
Jelly Man
Dec 17, 6:58am
To me, the most pathetic thing is drugs made in America are sold for more here
Zoobieman
Dec 17, 8:07am
Loved him as a player, but he's full of moronic ideas.
NGB
Dec 17, 5:06am
Not sure his family status, but this might be true for a young healthy person
zerome4sooners
Dec 17, 5:19am
It is a scam. Profits over coverage. He’s not wrong.
Haysom Till
Dec 17, 6:57am
The average health insurer has 2-4% profit margins.
BYU '80
Dec 17, 7:03am
Insurers 100% do try and screw people over pretty non-stop. I work directly in this field. It’s a total cluster. They’ve
Haysom Till
Dec 17, 9:15am
You could always start an insurance company and undercut everyone else.
rainorsnow
Dec 17, 7:06am
Been paying $24K/yr (including employer contrib) for a high deductible/HSA family plan
Bobber
Dec 17, 7:06am
The insurance company has already negotiated the prices. When you look at a stmt
rainorsnow
Dec 17, 7:13am
Yes, but those paying cash aren't paying the full charged amount either. In...
CougaReb
Dec 17, 7:25am
You can't use a tax-privileged HSA without having Obama-approved insurance
Bobber
Dec 17, 7:30am
True, but the point of investing to self insure instead of paying premiums...
CougaReb
Dec 17, 7:35am
RE: Been paying $24K/yr (including employer contrib) for a high deductible/HSA
Pack4
Dec 17, 11:53am
I had a surgeon recommend neck fusion 2 months ago
Bobber
Dec 17, 12:56pm
Man that sucks. How much are you paying alone?
eysikal
Dec 17, 12:18pm
RE: Man that sucks. How much are you paying alone?
Pack4
Dec 17, 12:41pm
People hate insurance until they need it.
SoValleyCOUG
Dec 17, 9:39am
^THIS^
zerome4sooners
Dec 17, 12:17pm
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