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Oct 2, 2024
1:20:39pm
Blue Ridge All-American
was going to mention something along those lines. Tracking spending is acctg
or after the fact. Budgeting is before.

If you haven't budgeted as a couple, I'd first try to pull as much together to account for your past 12 months of spending, then build a budget off of that. Too many times people use ridiculously low numbers for their budget that are unattainable.
Blue Ridge
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JONBOY
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Blue Ridge
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Jun 20, 2001
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Oct 2, 2024
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