I just did it and only one asked for an email address.

Sign up, and you'll be able to customize your font size and more! Sign up

Report problem with this ad

Mar 3, 2024
5:22:19pm

BYUFBDAD All-American

I just did it and only one asked for an email address.

Report problem with this ad

BYUFBDAD

Bio page: BYUFBDAD
Joined: Dec 11, 2010
Last login: Nov 9, 2024
Total posts: 19,572 (1,268 FO)

Report problem with this ad

Messages

Author

Time

I've been meaning to freeze my credit with the 3 credit bureaus for a long time

elmerfudd

Mar 3, 4:32pm

How do you unfreeze it when applying for loans, cards, etc?

byusage

Mar 3, 4:34pm

RE: How do you unfreeze it when applying for loans, cards, etc?

Mar 3, 4:35pm

Log in and press the unfreeze button.

VACOUGFAN

Mar 3, 4:35pm

You just log into each of those accounts and click 'unfreeze'. It's as

elmerfudd

Mar 3, 4:36pm

You can select to just "thaw" it. In others words, you can select "unfreeze for 3 days". That way you don't have to

HarlemCoug

Mar 3, 5:20pm

Equifax has an app where you can swipe to lock and unlock it real quick

squirrelyearl

Mar 3, 5:24pm

RE: How do you unfreeze it when applying for loans, cards, etc?

Mar 3, 4:41pm

I ask whomever is running my credit which bureaus they’re going to run. Then I go and unfreeze it on the bureau’s

WDaddy

Mar 3, 6:41pm

what are the major benefits?

CrashMcLarson

Mar 3, 4:44pm

RE: what are the major benefits?

ZuluBlue

Mar 3, 4:48pm

Yep, it’s easy and 100% worth it.

ZuluBlue

Mar 3, 4:47pm

Thank you for the reminder. I've meant to do it too, and finally just completed it.

Mar 3, 4:52pm

Just did it, thanks.

goidcougs

Mar 3, 4:55pm

Freeze your kids credit too while you're at it.

VACOUGFAN

Mar 3, 5:07pm

^^this. Freeze your wife's and your kid's credit too. It took me less than 30 minutes.

HarlemCoug

Mar 3, 5:21pm

Get ready for thousands of emails daily from each of the bureaus now

Ojiisan

Mar 3, 5:20pm

I just did it and only one asked for an email address.

BYUFBDAD

Mar 3, 5:22pm

That wasn't my experience. I wonder why I didn't get any spam emails about it???

HarlemCoug

Mar 3, 5:22pm

I don’t get those

Mar 3, 5:46pm

Agreed, it’s very easy to freeze credit and then unfreeze when you need to

therock

Mar 3, 6:37pm

Does that do anything about unsolicited credit card app mailers?

russkiejedi

Mar 3, 6:43pm

I didn't notice a change. Didn't get more... didn't get fewer.

HarlemCoug

Mar 3, 6:47pm

what happens if you forgot about freezing it when you apply for a loan or a car?

CrashMcLarson

Mar 3, 6:50pm

It's happened to me before. The bank just calls, says "Please unfreeze your credit and call us back when you're done."

HarlemCoug

Mar 3, 8:04pm

Report problem with this ad

Posting on CougarBoard

In order to post, you will need to either sign up or log in.

Report problem with this ad