But I haven’t updated since. I do wonder if it’s still the case with rates having risen significantly since then and prices having risen since then. I was still left with questions though. Questions:

What happens when you include property taxes? Each state is different. Even if rates have stayed the same (maybe they haven’t), values are way way way up. We have to take this into consideration.

How much have other essential items increased since then? Are food, transportation, etc. becoming a greater portion of the budget and causing more pressure on affording the mortgage payment?