Interesting. I didn't expect so many call outs on buying the TV period.

Dec 19, 2024
12:28:10pm

EM_Puma All-American

I guess if it's 24 months same as cash, what's the difference between saving the money for 24 months and buying it then having it now. The cost would be the same wouldn't it?

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EM_Puma

Previous username: AF_Puma
Bio page: EM_Puma
Joined: Jan 29, 2005
Last login: Dec 19, 2024
Total posts: 4,290 (1 FO)

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Messages

Author

Time

Want to purchase TV. Someone talk me off a ledge

EM_Puma

12:05pm

Don't go onto the ledge of financing a TV

Buffalo

12:07pm

I understand that principal of that, but I can't afford to just up and

EM_Puma

12:09pm

Probably shouldn't buy a $1500 TV, then. Honest opinion

RGGeemer

12:12pm

Then get the best TV you can afford with your $600

Buffalo

12:12pm

Or lower. I remember reading about how the used TV market was broken because

RoboKayne

12:31pm

RE: I understand that principal of that, but I can't afford to just up and

Ham

12:14pm

I just bought a 70" Samsung from Costco for $479. Picture is amazing compared

O Gaucho

12:51pm

I was able to search OLED 65" on FB Marketplace and find pretty good deals

RUNBYU1

12:59pm

0% (as long as it's paid off in that time span) isn't always a bad idea.

VACOUGFAN

12:15pm

Yeah, I like to keep the money in the market and pay down the line of credit just before the "due date"

Tokolosh

12:31pm

Thankfully these are put more often than not under "promotional purchases"

VACOUGFAN

1:26pm

agree.. 0% plans are a no brainer for me. Used them a lot over the years

timpjynx

12:56pm

I'm definitely no expert, but I like the breakdown by this website. It has some

Yevin Koung

12:13pm

If you have to finance a TV, there are other bigger problems here. Maybe it’s

brazilcoug

12:14pm

Great unbiased review site

Zbyufan

12:16pm

I’m a big TV guy, but I would not do that.

TCuz

12:17pm

Down side is that in visiting my parents they have 4K in all the bedrooms and

EM_Puma

12:23pm

Offer them $580 for one of their TVs. Say all the other parents are upgrading.

RoboKayne

12:35pm

RE: Want to purchase TV. Someone talk me off a ledge

Tesla Coug

12:17pm

Do it. It will change your life. Colors will be brighter. Food more tasty. Sugar sweeter. Salt more savory.

BIG XII Coug

12:19pm

And divorce more likely

RH84025

12:20pm

from buying a TV? That sounds like a horrible marriage.

BIG XII Coug

1:35pm

Be nice. They are just really really really poor.

Superkid

2:12pm

Don't finance a toy. Set your budget and get what you can or save until your budget is higher

YIsForBrigham

12:20pm

Crap, I financed a boat...is my life over?

RH84025

12:21pm

If you can finance, you can wait and save up the money.

Frolfy

12:20pm

I would compare these two against eachother.

Tesla Coug

12:23pm

May I suggest that the quality downgrade in a $600 tv vs $1,500 is marginal

Ol Big Bear

12:24pm

Interesting. I didn't expect so many call outs on buying the TV period.

EM_Puma

12:28pm

Just be careful. I wouldn't do it.

RGGeemer

12:32pm

There is a good reddit discussion on this topic.

RGGeemer

12:37pm

Here it is from Best Buy themselves. If you make all the payments you're fine.

RGGeemer

12:51pm

This is a scary mentality. You aren’t going to get anywhere in life by

brazilcoug

12:32pm

We have no idea what happens in the next 24 months

vagabonder

12:39pm

Lotta stuff can happen in 24 months.

VACOUGFAN

1:34pm

Since you've never even had a 4k and $600 is your budget, I recommend getting a

TheNerd

12:30pm

I just bought that TV..AWESOME TV!!! Also, since I have an ID.me educational

Don_Juan_El_Guapo

12:37pm

Wow, you guys are good. I'm off the ledge (at least today) 😉

EM_Puma

12:53pm

Definitely do not finance this. Get the biggest 4k you can at $600 and walk away happy

Bob Vance

1:05pm

I bought a 75 inch from walmart for under $500. I love it. 4k. big.

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