just like I don't care to get anything from my own parents now that I'm an adult.
My dad is nearly 90 and my mom is in her 80s. If they have enough to get them to the end, that's good enough for me.

If I die tomorrow, I'd want everything I have coming, as far as life insurance goes, to go to my wife.
If she and a new husband blow through it fast, that's okay with me.