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Dec 13, 2024
1:52
:38
pm
Coog4Life
All-American
Ok, go 5x. The point is don’t leave your spouse in a situation
where she suddenly needs to go find work to support the family in the next six months
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Coog4Life
Previous username
bubbalouie
Bio page
Coog4Life
Joined
Sep 3, 2004
Last login
Dec 13, 2024
Total posts
16,557 (410 FO)
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Messages
Author
Time
If you have dependents and you don’t have term life insurance
Coog4Life
1:47pm
Name checks out
88Coug
1:48pm
7x ?!
NanoFab Coug
1:48pm
Right? Why so little?
volleyjiver
2:12pm
Ned Ryerson????? Is that you?
Magneto
1:50pm
RE: Ned Ryerson????? Is that you?
reagan21
1:50pm
<< Deleted >>
BlueFever
1:52pm
That first step is a doozy
Scott_Tenorman
1:51pm
Senior year, he got shingles really bad.
reagan21
2:00pm
"got the shingles real bad senior year and almost didn't graduate"
Belboz
3:03pm
Needle nose Ned? Ned the head?
Belboz
3:03pm
7x is kind of crazy unless you have a lot of debt.
allaboutthegainz
1:50pm
I'd say pay off all debts, bury you & college expenses for minor children.
Soupie
1:52pm
Ok, go 5x. The point is don’t leave your spouse in a situation
Coog4Life
1:52pm
Wife graduated nursing school yesterday I have a crappy free term life from work
Covid-19
2:00pm
For the average person, the difference between 5x and 7x is a couple bucks.
Mexicougazul
2:05pm
My dad died in 2000 and had 250 K, which was probably 7-8 times his salary. I’d
cougaman
2:42pm
7 x $0= $0 so I guess I’m good
pegushin
1:52pm
Meh, if you are wealthy, you don't need life insurance
Jericho
1:55pm
It's a dollar amount imo vs a multiple. Anything over 750k-1 million is good.
CSoul
1:55pm
Don’t forget to ladder your coverage. One lump sum isn’t a good design
Acorn
1:55pm
Also, get a will so your family can avoid probate.
Jdoc
1:56pm
A will doesn’t avoid probate but it does send your kids to be raised by
Acorn
1:57pm
Best insurers to use?
Odysseus
1:59pm
Zander offers multiple options
SwanSong
4:07pm
Why the heck dose my family need 150 million life insurance policy
JohnnyC
1:59pm
This is the way
Covid-19
2:05pm
Just hope your wife isn't like my MIL, who took all the money she received
88Coug
2:02pm
That's wild
Covid-19
2:05pm
and highly common. When I was doing probate work, 85% of it
reagan21
2:14pm
If there was a trust and the FIL wanted to leave money to his kids he would have
reagan21
2:10pm
Sadly this is not uncommon.
Baron
2:14pm
I honestly don't care to leave anything to my adult kids
Belboz
3:07pm
It was never our intention to leave our kids anything. We just did what we thought was the
Soupie
3:10pm
I hope to leave my grandkids a good amount. I would love for them to be able to get a head start on business and owning
Baron
4:14pm
Wow this Christmas will be a little awkward if they’re visiting you guys
SwanSong
4:08pm
I only hit 7x with my accidental death and dismemberment escalator
AggieWeekendCougar
2:06pm
That's sounds like an escalator I would not want to ride
ryebrye
2:08pm
Escalators can never break down, they can only become stairs. You will never
reagan21
2:12pm
Don't use a multiplier. Pick an amount that will cover your situation.
Baron
2:14pm
I’ve delivered a life insurance check to a new widow.
ThatBYUFan
2:45pm
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