YNAB... before YNAB we used Quicken.

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Oct 2, 2024
2:27:39pm

Parley 3rd String

YNAB... before YNAB we used Quicken.

I like YNAB a lot. Since we were married (24 years ago) we have been managing our finances and know where every penny is. YNAB is basically the envelope method. Assign all income to categories and money comes out of categories. If you don't have the money in the category then you don't spend it.

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Parley

Previous username: Grind
Bio page: Parley
Joined: Sep 21, 2013
Last login: Oct 2, 2024
Total posts: 253 (8 FO)

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Messages

Author

Time

Family budgeting: what is your system?

4thand19

1:00pm

RE: Family budgeting: what is your system?

Peterbilt

1:02pm

Finally someone who understands TNT's methodology

TNT

1:11pm

"Honey, stop spending so much money."

Jdoc

1:03pm

Monarch. Just pay the fee and get all the tools you need in a great interface.

Jeremy

1:03pm

Hope

2ndTrombone

1:03pm

Check out the Church's Self-Reliance Personal Finance class. Good tips on budgets, etc

Zenoch

1:04pm

Shared google excel file. 2 accounts, shows what comes out of which with tabs for months & other related items.

Soupie

1:04pm

YNAB.

VACOUGFAN

1:05pm

+1

ABN RGR

1:05pm

I'm still using the standalone version I bought nearly a decade ago. They were

cvd6262

1:16pm

YNAB... before YNAB we used Quicken.

Parley

2:27pm

+1 We've been using it for about 2 years and it's had a measurable impact on our spending and discipline.

BlooGeek

2:15pm

Attend the self reliance class on finance. It should be a requirement for every couple - young or old. Highly recommend

CotoCoug

1:06pm

I second this!

IBleedBlue

1:10pm

Don't have a specific budget per se but have everything loaded

cougarfann888

1:08pm

I automate retirement savings, and hope my wife doesn't spend all of whats left

Avery

1:10pm

2 Accounts: savings/bills and discretionary spending

Mike Bolton

1:11pm

Check bank balance at the end of month. If amount hasn't increased by

maYbe

1:14pm

I'm in charge, husband makes the money, I manage it. I go tight wad mode when necessary. That's basically it.

Black Diamond Bay

1:15pm

With a family before we for a house I’ve found his method to work…

Pretorian

1:15pm

A budget is just one piece. We have a budget where we set an amount and track how we spend, but we also have an

supertux

1:16pm

was going to mention something along those lines. Tracking spending is acctg

Blue Ridge

1:20pm

Get divorced and get a lot richer.

Samsonite

1:20pm

Not if you have a kid to share. Best financial advice is to not get divorced.

Magneto

1:43pm

RE: Family budgeting: what is your system?

Mister P

1:31pm

Stop shopping at Costco and start going to Winco. We cut out Costco visits to

Magneto

1:46pm

Only reason I don't like winco is debit only

AllHailTheOverlord

3:18pm

We've had success following the program outlined in this video:

Trinity

1:53pm

Sounds complicated.

VACOUGFAN

2:19pm

Live within your means by a wide margin, family budgeting is unnecessary

roseyscenario

1:54pm

How do you know what your means are or whether or not you are living within them if you don't track your spending

supertux

1:58pm

Maybe this method is only for those with reasonable comfort with numbers. I know some smart people can't do basic math

roseyscenario

2:44pm

We certainly live within our means today

4thand19

2:11pm

RE: Family budgeting: what is your system?

Doogal McCougar

2:10pm

We have great dialogue. Normally something like this:

Vincent's Picks

2:32pm

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