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Oct 2, 2024
1:14
:27
pm
maYbe
3rd String
Check bank balance at the end of month. If amount hasn't increased by
predetermined savings rate then tighten spending the following month.
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maYbe
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maYbe
Joined
Oct 3, 2023
Last login
Oct 2, 2024
Total posts
250 (0 FO)
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Messages
Author
Time
Family budgeting: what is your system?
4thand19
1:00pm
RE: Family budgeting: what is your system?
Peterbilt
1:02pm
Finally someone who understands TNT's methodology
TNT
1:11pm
"Honey, stop spending so much money."
Jdoc
1:03pm
Monarch. Just pay the fee and get all the tools you need in a great interface.
Jeremy
1:03pm
Hope
2ndTrombone
1:03pm
Check out the Church's Self-Reliance Personal Finance class. Good tips on budgets, etc
Zenoch
1:04pm
Shared google excel file. 2 accounts, shows what comes out of which with tabs for months & other related items.
Soupie
1:04pm
YNAB.
VACOUGFAN
1:05pm
+1
ABN RGR
1:05pm
I'm still using the standalone version I bought nearly a decade ago. They were
cvd6262
1:16pm
YNAB... before YNAB we used Quicken.
Parley
2:27pm
+1 We've been using it for about 2 years and it's had a measurable impact on our spending and discipline.
BlooGeek
2:15pm
Attend the self reliance class on finance. It should be a requirement for every couple - young or old. Highly recommend
CotoCoug
1:06pm
I second this!
IBleedBlue
1:10pm
Don't have a specific budget per se but have everything loaded
cougarfann888
1:08pm
I automate retirement savings, and hope my wife doesn't spend all of whats left
Avery
1:10pm
2 Accounts: savings/bills and discretionary spending
Mike Bolton
1:11pm
Check bank balance at the end of month. If amount hasn't increased by
maYbe
1:14pm
I'm in charge, husband makes the money, I manage it. I go tight wad mode when necessary. That's basically it.
Black Diamond Bay
1:15pm
With a family before we for a house I’ve found his method to work…
Pretorian
1:15pm
A budget is just one piece. We have a budget where we set an amount and track how we spend, but we also have an
supertux
1:16pm
was going to mention something along those lines. Tracking spending is acctg
Blue Ridge
1:20pm
Get divorced and get a lot richer.
Samsonite
1:20pm
Not if you have a kid to share. Best financial advice is to not get divorced.
Magneto
1:43pm
RE: Family budgeting: what is your system?
Mister P
1:31pm
Stop shopping at Costco and start going to Winco. We cut out Costco visits to
Magneto
1:46pm
Only reason I don't like winco is debit only
AllHailTheOverlord
3:18pm
We've had success following the program outlined in this video:
Trinity
1:53pm
Sounds complicated.
VACOUGFAN
2:19pm
Live within your means by a wide margin, family budgeting is unnecessary
roseyscenario
1:54pm
How do you know what your means are or whether or not you are living within them if you don't track your spending
supertux
1:58pm
Maybe this method is only for those with reasonable comfort with numbers. I know some smart people can't do basic math
roseyscenario
2:44pm
We certainly live within our means today
4thand19
2:11pm
RE: Family budgeting: what is your system?
Doogal McCougar
2:10pm
We have great dialogue. Normally something like this:
Vincent's Picks
2:32pm
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