CB, tell me why I shouldn't switch banks to get the 4% Visa from USBank?

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Nov 20, 2024
8:50:02am

Windward_Coug All-American

CB, tell me why I shouldn't switch banks to get the 4% Visa from USBank?

We try to pay all of our bills through our CC, so we spend a ton of money on it every year. Currently, we have a 2% Venture card so this would double points earned and you can get straight cashback instead of just getting travel rewards. Also no annual fee is awesome.

U.S. Bank Smartly Visa Signature Credit Card

https://www.usbank.com/credit-cards/bank-smartly-visa-signature-credit-card.html

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Windward_Coug

Previous username: Eldoradocoug
Bio page: Windward_Coug
Joined: Feb 8, 2011
Last login: Nov 23, 2024
Total posts: 10,347 (27 FO)

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Messages

Author

Time

CB, tell me why I shouldn't switch banks to get the 4% Visa from USBank?

Nov 20, 8:50am

Here's the fine print:

byujacob

Nov 20, 8:52am

do you have $100k you want to leave sitting in their savings account?

Buffalo

Nov 20, 8:53am

I can just transfer index funds from my current brokerage to the USBank

Nov 20, 8:54am

Or a stock investment account.

ForzaPuma

Nov 20, 8:55am

I’m a hack, you’re on it already

ForzaPuma

Nov 20, 8:57am

Just shop at Costco and get 4% back with their card. Or 5% back on Amazon.

BlueKoolaid13

Nov 20, 8:57am

You don't get 4% back on Costco visa except on gas

Nov 20, 9:00am

You're right. 2% back plus 2% cash rebate for being executive.

BlueKoolaid13

Nov 20, 9:04am

You get 2% executive rebate regardless of the card you use

Nov 20, 9:08am

Right. In my head I was just stacking the benefit 🙂

BlueKoolaid13

Nov 20, 9:09am

You do if you’re an executive member. You get the 2% from the membership and

babycarrot

Nov 20, 9:04am

You get the executive rebate regardless of card used - nothing to do with the

Nov 20, 9:08am

Ok yeah that’s right. Card can be worth it for the gas benefit since the card

babycarrot

Nov 20, 9:35am

I already do the Amazon 5% card, actually we usually get 6% with delayed

Nov 20, 9:02am

That looks like a pretty good deal. I've been doing similar with BofA

Nov 20, 8:59am

Interesting, sounds like a free lunch...I'm skeptical

Plato

Nov 20, 9:25am

Yep, that's why I was seeing if CB saw something that I didn't. This is a

Nov 20, 10:11am

I'm a chase guy, so I took the 750 for their checking/savings plus several

Plato

Nov 20, 10:20am

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