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Jan 30, 2025
3:17:30pm
TheNerd 3rd String
Here's the thing: if I didn't use a credit card, I'd use a debit card. Most of
the psychological stuff would likely be present in debit cards as well; why would swiping a debit card feel different from swiping a credit card? The thing is, I get more rewards from using my credit card than I do my debit card, and since I pay off the balance in full each month and don't pay interest or fee, there is no downside to my credit card that a debit card doesn't also have. So credit it is.
TheNerd
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TheNerd
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Apr 25, 2024
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Feb 23, 2025
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