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Jan 28, 2025
5:14
:34
pm
JAGA97
Truly Addicted User
Yes. It may not even be with the actual same company. Companies like Progressive
and Geico phase out old companies and create new ones in states all the time.
Sometimes a new pull on financial stability can get a better rate as well.
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JAGA97
Bio page
JAGA97
Joined
Apr 10, 2008
Last login
Feb 10, 2025
Total posts
26,054 (18 FO)
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Messages
Author
Time
Pro Tip if your home or auto insurance goes way up without any claims or tickets
gwalker
Jan 28, 5:11pm
Yes. It may not even be with the actual same company. Companies like Progressive
JAGA97
Jan 28, 5:14pm
That's what happened to me. I didn't switch companies. They just took a closer
gwalker
Jan 28, 5:15pm
Asked our Farmers agent to re-rate our car insurance. He surprisingly said no.
Benfica1
Jan 28, 5:17pm
That's weird. "Um, why don't you take your business elsewhere?" Ok then.
gwalker
Jan 28, 5:19pm
Ours was the same. Basically told us "it's this way for everyone, I can't re-rate or bring your rate down"
RSL
Jan 28, 5:20pm
Farmers are Captive agents they can not shop your rates and they cannot just
Ycrazy
Jan 28, 5:21pm
Agents can't unilaterally do it. But most companies allow them to ask the
gwalker
Jan 28, 5:24pm
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