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Jan 15, 2025
2:34
:29
pm
dingus79
All-American
Contact HIS insurance if you got hit, hopefully he will admit fault when they question him. Then they cover the repair
and no deductible for you and even better your rate stays the same. That is the best outcome IMO.
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dingus79
Previous username
heber79
Bio page
dingus79
Joined
Oct 25, 2018
Last login
Jan 25, 2025
Total posts
3,722 (125 FO)
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Messages
Author
Time
Advice needed: I got rear ended
Endocoug
Jan 15, 2:29pm
Contact HIS insurance if you got hit, hopefully he will admit fault when they question him. Then they cover the repair
dingus79
Jan 15, 2:34pm
This. I'd not involve my insurance unless I needed immediate assistance,
paulb
Jan 15, 3:51pm
My ins company has been helpful in chasing down the other insurance companies.
niqmadu
Jan 15, 4:19pm
get an estimate
Mike Bolton
Jan 15, 2:34pm
This is a waste of time. Each insurance company will want to make their own
paulb
Jan 15, 3:52pm
Except I've had low estimates from ins companies.
niqmadu
Jan 15, 4:17pm
It is lower with insurance. Their is an insurance rate and a random person rate,
paulb
Jan 15, 4:38pm
Wait, you didn't get a police report? You always get a police report
jdub
Jan 15, 2:35pm
A police report would be really nice because then you have evidence that you are not at fault
dingus79
Jan 15, 2:36pm
I have photos … it’s pretty obvious who’s at fault.
Endocoug
Jan 15, 2:39pm
Correct. Police generally don't make much of a difference. Sometimes not at all
Acorn
Jan 15, 2:51pm
They make a difference if the other driver disputes. Just takes less time.
ochobeeguy
Jan 15, 3:52pm
Nah. Each adjuster makes his own decision. Most states police report isn't even
paulb
Jan 15, 3:54pm
Generally not admissible in criminal court but almost always admissible in civil
DwigtA2RM
Jan 15, 4:05pm
The police don't decide, but they can help. More often then not, they're not
paulb
Jan 15, 3:54pm
I didn't get a police report for one of mine. Doesn't matter for rear endings. They are always at fault. Just get
CSoul
Jan 15, 2:50pm
Some police depts won't even come out and do a report unless there's injuries.
byubyu
Jan 15, 2:52pm
Always call the police. They determine fault, then you file with his insurance.
ochobeeguy
Jan 15, 3:51pm
Common misconception. They don't determine fault, insurance does. They are a piece of evidence
CSoul
Jan 15, 4:04pm
Some places don't do police reports. Was hit in Dallas by a foreign Uber driver
reddead
Jan 15, 4:09pm
New truck!
Knee Brace
Jan 15, 2:35pm
Contact your insurance. They will fight the other insurance company for you
roadrash
Jan 15, 2:42pm
^^^^This
COUGND
Jan 15, 2:43pm
Probably good advice. When my car got totaled several months ago (other driver ran red light), I just
dingus79
Jan 15, 2:44pm
They don't fight for you. They might subrogate, but that's not really fighting,
paulb
Jan 15, 3:56pm
Almost got t-boned today by an idiot who went full speed straight through a
Chasicle
Jan 15, 2:56pm
Driving sucks
Jimmertime
Jan 15, 3:04pm
Makes you think. If you woulda died it was because you were wicked or something
tarzan15
Jan 16, 10:11am
Make sure you get "Loss of Value" added to the insurance claim
BruceBruce
Jan 15, 3:17pm
"Diminution in value" is what insurance guys will call it. Some companies
paulb
Jan 15, 3:58pm
Agree to call the other party’s insurance. They will then get the other side of
DwigtA2RM
Jan 15, 4:29pm
I thought you always contacted your insurance company and let them handle it
Bullrider
Jan 15, 5:50pm
Was it a slow-speed collision? That happened to me once. My hitch pierced his plastic bumper, but the impact was slow
Byron McNertney
Jan 16, 9:57am
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