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Dec 26, 2024
10:15:12am
RBLegend Playmaker
Question for Backdoor Roth IRA experts
I’ve got some money in a traditional Ira from a 401k rollover. I’d like to start doing backdoor Roth IRA contributions every year, but my understanding is that I will have to do taxable Roth conversions to do that since I’ve got pre-tax money in my traditional account.

Are there any other workarounds besides converting to Roth or transferring my traditional IRA funds to my 401k? I’m leaning toward the latter because I don’t want to pay the taxes, but I also hate the idea of moving money into my 401k. No way around it, right?
This message has been modified
Originally posted on Dec 26, 2024 at 10:15:12am
Message modified by RBLegend on Dec 26, 2024 at 10:15:26am
RBLegend
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RBLegend
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